I have 3 ULIPs: 1. ICICI Pru LifeTime – 5 premiums of 18000 paid 2. ICICI Pru LifeTIme Super – 5 premiums of 18000 paid 3. HDFC Young Star – 4 premiums of 10000 paid All of them were bought in FY 05-06. More details: I have the following insurance policies: 1. ING Vysya […]

I will start with big thanks to Manish for the great content & quality posts @jagoinvestor.com [First Post here]   Honestly, I don’t belong to finance domain but after reading this blog i have decided to handle my investments in a better & organized way. So i have decided to start by fixing past mistakes […]

IS IT ADVISABLE TO TAKE LIFE INSURANCE POLICY WHICH GIVE RETURNS ON BASIS OF HIGHEST NAV

Everybody has a Periodic annual expenditure, if we plan to save monthly for such fixed recurring Periodic annual expenditure such as insurance term/car,vacations,ulips etc ? where do we invest/save the money for better utilisation & returns………

Hi, I want to invest 1 lakh in ULIP. What is the best ULIP available in market with excellent returns in last 3-5 years ?

Hello all experts Here i am attaching one product and need help from you guys on that. Its Urgent as my fren already signed this product and he has few days only to return it back. I wana help him and protect him to buy the product difficult to understand. Please help….. https://spreadsheets.google.com/ccc?key=0AvC-G_eD-LvodGZ2ODd0RXdKYmVDc3psa09meEhPNnc&hl=en  My intention […]

I need to know what can be done if a ULIP has been missold by a bank executive and 15 days freelook period is over…I have been sold an AVIVA policy as an One time policy, its been nearly an year…..second premium cant be paid now and value stands @ nearly 60% of the original […]

I have attempted a proper comparison between a ULIP and a MF-term combo for investment cum insurance requirements in present circumstances. Raw data used: Two ICICI Pru Life time premier illustrations sent by Shashank (thanks to him). 1. Converted the LTP illustrations into the proper spreadsheet system, and calculated the actual percentages used by the […]

Hi all, I recently started to take interest in my financial health. Have been a regular reader of this site and various others from the past few weeks, and I should say it has been very enlightening. I have a few queries and need your valuable comments and suggestions. My Current Situation: –          I am […]

Good day all, I have been invested in Bajaj Allianz ULIP – Equity Gain Fund since the year 2005. Yearly premium is 50000 and cover provided is x5 times. I plan to continue investing in this ULIP for a long term. The present apportionment is 100% into the scheme. I pay a single premium every […]