Is home loan Prepayment better than investing in PPF ?

Hi, Can anyone suggest me , if prepayment of principle loan amount is better than investing in PPF . Consider both tax saving criteria and efficient investment option. Thanks NSG

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Does RBI allow NRO to NRE funds transfer ?

I heard RBI allows to transfer funds from NRO to NRE account. Is that correct? If yes, what’s the procedure?

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I want to invest in mutual funds – Should I choose Fundsindia or Direct plan?

When I start a new SIP, should i go through fundsindia.com route or do i need to do it directly. I know it differs from person to person. But how about a person with average knowledge about equities and funds and who gets to time to anlayse markets only once in a while.? Is it […]

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Financial planning and retirement assurity – Any good investment option ?

Hello Sir Kindly tell me best Retirement plan or Pension plan that can give me a return of 1-2 cr or more at 20 years maturity and also fixed monthly income for the rest of the life. And Which is best children education policy assumed age now 8 years , I agree its bit too […]

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How to invest 2 lacs in one shot for next 5 yrs , so that returns are non-taxable ?

Hi, I have some amount which I want to invest in single shot. What is the best savings scheme to invest? Description 1. Amount planning to be invested 2,00,000 (One time premium). 2. Returns should be non-taxable 3. I am fine with 5 years of lock-in period. Please do let me know if you have a […]

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Tax free bonds for USA NRI ? Can I invest ?

I am an NRI living in USA and have about INR 1 crore in HDFC NRO account that I want to invest. I am interested in Tax free bonds. Can you advise if I am eligible to buy any Tax free bonds either in primary or secondary market? If yes, what’s the procedure. I am visiting […]

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Suggestion required for Financial Planning

Hi All, I have recently started following articles on Jagoinvestor. I am here to learn and get good !deas to plan financially time to time. Though I am not an aggressive investor and till date my investments are certainly undistributed. I explain my current scenario as follow: 1.     I am 25 years old and can save […]

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How can I prepare financial plan to achieve my financial goals?

I am 34 yrs. old working at MNC in Bangalore. My take home is around 60 K. How can I prepare financial plan to achieve my financial goals? My financial details are mentioned below Loan: I have 2 loans of 2.5 and 4.1 laces and paying 7k and 10K EMI which is going to over […]

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How should an “about to be NRI” handle his personal finance and investment options ?

I am leaving for US in 2 months. I read that I will need to convert existing savings account into NRI or NRO account. other than that I have two mutual funds investment SIPs going on. 3 FDs 1 lac each. stocks worth 6 lacs. Amount in mother account 30Lacs Swipe-in FD (and even Her […]

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MIP vs FD – I am confused because of the recent budget changes ?

Hi, I was considering to invest bulk money in MIP with dividend option and book profit after gaining some substantial amount. This option looker better to me. However i am not sure with the recent changes in the budget i am not sure whether to do it or not. Please help me to  understand  

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