Hi All,

I have recently started following articles on Jagoinvestor. I am here to learn and get good !deas to plan financially time to time. Though I am not an aggressive investor and till date my investments are certainly undistributed. I explain my current scenario as follow:

1.     I am 25 years old and can save 22,000 Rs. Per month.

2.       I hold 2 LICs moneyback (20 years) & Jeevan Anand (21 years) for which altogether I pay 37,500 Rs. Yearly.

3.     Out of 22k savings, I have an RD for 2000 each month. And, 3 MFs for 5000 Rs each month – all equity. I hold these MFs from long but have redeemed partially 2 or 3 times over a period of time. Currently the profit shown altogether is around 33%. I can close all these MFs and start investing from Beginning.

I have few goals for which I want to invest for short term (3-4 years) as well as for long term. Please suggest what best I can do with my savings.

Thank you,

Shishir