Dear Ashal,

I have a Jivan Saral LIC policy having premium of 36000/yr . Now its 4 years old and I have paid all 4 years premiums. Now I learnt that its not going to benefit me as much as other options available today would benefit me. There is a term in my policy that i have to continue this up to 5 years, after that only I can surrender. is it true? and if I surrender this policy right now then how much money i will get.

Thanks for your suggestions.

Bimlesh Pal