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POSTED BY ON January 11, 2011 1:17 am COMMENTS (4)
I need to know what can be done if a ULIP has been missold by a bank executive and 15 days freelook period is over…I have been sold an AVIVA policy as an One time policy, its been nearly an year…..second premium cant be paid now and value stands @ nearly 60% of the original amount.
Is there any higher authority who can be approached and any procedure to get the original money back, on the grounds of mis-selling…??
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In one Birla SunLife policy of mine, my signature was forged in two places. But I was following up regarding this from the receipt of the policy document. I had all the letters and even SMS’s stored. My agent didnt bothered about my letters.
One day I send all the proof to the customer service and demanded a reply withing 15 working days.
Guess what, I received the cheque (full payment) within 15 days
If you can prove that signatures were forged then you have a case; otherwise little chance.
Manish
it was the bec. of the trust for which i didnt bother, also, the policy document were kept with the executive for nearly six months before i got hold of it…
i know the case is really weak now, but some points i have, for ex, he mentioned his own number on the policy and signatures were also forged cos i dont remember doing more than one.
looking for more suggestions..
Sumit
What proofs you have that the policy was “mis-sold” to you ? It has been an year and you never bothered to see if you are really mis-sold or not ?
If you are in court and judge asks you that “How do you I know that you were mis-sold? you can be just trying to fake it? ” , then what answers do you have ?
The fact that you signed the papers and didnt do anything for an year makes the case very weak now . What are other suggestions ?
Manish