Buying single portion in a multi-stair building

Me and my friend are planning to buy separate floors (each floor has single 2 BHK) of two stair building (single owner). Both wants to apply for loan. One of my friends told that it is not possible to buy like that as it is not an apartment construction. Is that true? Whom to contact […]

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Long Term Capital Gain vs Section 80C

Hello Experts ! I purchased an apartment in 1992 for Rs. 1,75,000 and sold it in 2011 for Rs. 14,00,000. I have opened a Long Term Capital Gain account with SBI for investing Rs. 14,00,000 On other hand i have a home loan for a residential house for Rs 8000 per month. Can i claim […]

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evaluating a housing property ,particularly reference with a flat

it is coming to my notice that the per sq. ft .(super built) prices of newly constructed/under construction flats in my developed area or nearby new developing area is being quoted more than 1.5 times than 10-15 yrs. old flats in my developed area. some 1.5 -2 yrs. back, they were quoting almost same. i […]

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SALE OF HOUSE FINANCED THROUGH HOUSING LOAN

What would happen / possible financial ways to sell a house bought with 65% housing loan (cost rs.80 lacs) after 4 yrs. of repayment (total repayment period 20 yrs.) , sale forced due to job loss, and not having EMERGENCY money to pay the future installments, though during 4 yrs. the cost of house is […]

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Is it safe to buy houses sold by the banks through the auction

Hi Manish, I heard from one of my friend that, banks go for auction for the properties of the loan defaulters(discontinued), is it safe to buy houses sold by the banks through the auction. Regards, Pal

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Gold vs Silver vs Real estate Or Anything else

Hi, I would like to invest some of my savings. I am thinking where to park my money…. will that be gold or silver or real estate? I personally prefer real estate as the  first priority, then silver and lastly gold. Real estate.. because I am thinking of renting that out later to get a […]

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How to apply for RTI?

Hi All, I have got a site which is in litigation.  Curious to know as what are the procedure that needs to followed inorder to file an RTI to verify, if the site belongs to me or not. Note, the site is in Bangalore and has BDA NOC and is DC converted. Thanks Sunil Kumar

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Construct a house or buy a new land

Hi, I have purchased a land 3 years back  and now i want to construct a house on that land by taking home Loan.Currently i have capital of  4 to 5 lakhs. Currently i am staying in leased house and the lease will expire after two years. My confusion is shall i by new land for investment purpose with […]

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MARKET OR Property investment

Hello, should we invest 10 lac in small property or Equity considering the investment horizon for long long time.  IF equity how it should be invested for Retirement planning? Normally we are tought to having only 2 to 3 funds. This is applicable or each goal or for complete financial planning we should have only […]

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HOUSE BUYING

I am planning to buy a house which will complete in 6 months in Bhopal city cost me now 40 lakhs rupess . and the carpet area is 1000 squre fit. OWNER said i will complete it in 5-6 month time. The question is should i buy it right now or there will be any […]

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