I have been investing through SIP in the Progressive fund of Tata Retirement Savings Fund since its inception in 2011. Can you please publish a comprehensive review of the performance of this fund and its effectiveness as a retirement savings ? Also, please highlight the disadvantages of this scheme. My retirement is in 2028.

I am very much confused by online direct purchase of mutual funds & mutual funds taken from Agents. I have searched top mutual funds from moneycontrol.com 5 star rated but when I bought them online it doesn’t show any ranking while the growth rate is similar. I have taken following mutual funds online: 1. Axis […]

Please suggest the best elss fund for sip. Is reliance tax saver is good ?

Hi, I’m planning to invest in Mutual Fund via STP (money transfer from Debit Fund to Equity Fund). As per recent tax chanrges for Debit fund, there will be tax implication if amount withdraw before 3 years. However in STP, the amount will be debited from debit fund and credited to equity fund so is […]

I am stuck in a very confusing situation, i.e whether to invest in debt mutual fund or equity mutual fund ? following assertions have raised my doubts:- -Currently(as on 26th November 2014), markets seems to be a bit overvalued(p/e ratio of sensex being 18.4 and Nifty 21.4) -In debt mutual fund , whether directly or indirectly, […]

I have a monthly SIP of Rs 3000 with DSP world Gold Fund which is under performing since past two years with – 30 % returns and incurring losses. What can I do with this?

Hi Friends I\’ve invested in FMPs in last couple of years and the duration of many such funds are around 350-400 days. But now a days when I look for new FMPs, i see a minimum of 1000 days. Did any rules changed wrt FMPs?   Thanks in Advance Sampath

Hi,   I’m 29 years old and having below MF investment, please let me know if I need to add/remove any of the fund? HDFC TOP 200 – 2,000/- per month HDFC TAX SAVER – 2,000/- per month HDFC Mid-Cap Opportunity – 2,000/- per month HDFC Prudence – 2,000/- per month ICICI TAX Plan – […]

I have SIP in IDFC NIFTY Index Fund(Regular) fund which is invested in my son’s name me as guardian, so i has my PAN number attached. My (in my own name) current SIP is in IDBI NIFTY Fund(Regular) which is ending in a month. Instead of continuing in same, wish to go in to IDFC […]

The dual advantage funds seem to be giving good returns these days. How is the tax calculated on Dual Advantage funds? How are they compared to Fixed deposits?