Dear all,   I am a 25 year old salaried employee. i need to create a portfolio which has focus on short term (2-3 years). Which instruments would you suggest i should invest in that offer me liquidity and high returns with moderate risk for the time frame i specified?

We need to keep cash reserve of at least 3-6months of expenses. What is the best place to keep this cash reserve and make this money also generate money even if it is small? I planned to keep this money in couple of savings accounts and use Money Multiplier (ICICI bank) or AceMoney (Kotak bank)? […]

Dear All, I am new member of this forum and new to investing also. I want to start a SIP in mutual funds. Can you please tell me how to start like 1) how to purchase the mutual funds online? Do i need a demat account and tranding account for this? 2) Which Mutual funds […]

Hi Experts, I recently come across this website and have found it very useful.  I have very less knowledge about the personal finance although i have few investments in LIC, FDs etc. But now i want to invest in stock market (equity, mutual funds etc). So, can you please refers few links which i can […]

A great news!! Now we can switch Health insurers w/o losing benefits or waiting period! Just read the news on TOI. http://timesofindia.indiatimes.com/business/india-business/Get-portability-in-health-insurance-from-July-1/articleshow/7472754.cms Anybody have more info?

Hi Can anybody suggests some(2-5 stocks) large cap stocks for a beginner to start in share market for term more than 3-5 years. Wanted to invest regularly with small investments to start with? Also mid cap suggestions are welcome?  

Suppose the company through which you have taken the term insurance  go bankrupt, what will happen to your policy? Any comments ? This question was asked here https://www.jagoinvestor.com/2010/08/review-of-iprotect-term-plan-from-icici-prudential.html

Everybody has a Periodic annual expenditure, if we plan to save monthly for such fixed recurring Periodic annual expenditure such as insurance term/car,vacations,ulips etc ? where do we invest/save the money for better utilisation & returns………

After going through couple of articles about EPF, i’ve got some questions related to it. 1. I heard that EPF is only available when your basic salary is below 6500? What does it mean? I got this question because I’ve seen packages where basic salary is around 30k and PF is contributed at 12% from […]

I have attempted a proper comparison between a ULIP and a MF-term combo for investment cum insurance requirements in present circumstances. Raw data used: Two ICICI Pru Life time premier illustrations sent by Shashank (thanks to him). 1. Converted the LTP illustrations into the proper spreadsheet system, and calculated the actual percentages used by the […]