Dear Experts, I’ve booked a flat in Mumbai and builder would be commnecing construction work soon. This is our dream house and hence dont want any stones un-turned. Builder is reputed and has completed quality projets in past, i still want to be doubly sure and cautious. With recent wrong doings by most reputed developers […]

Respected Sir, I am Dr Naveen Arichwal, age 37yrs,Monthly salary of 65000/-, monthly expenditure Rs.10000/- and Saving of Rs 7-8 Lakhs, I am investing approx 10000/-p.m. in LIC,EPF,MF,Health insurance etc. My family consists of Housewife +3yrs old daughter.And at present i am living in Faridabad (Haryana) & doing job in Fortis hospital as Senior resident -Emergency […]

I have a home loan outstanding amount of 34 lakhs and I have 25 lakh as liquid in the same loan account. Its a Smart home loan where my liquid deposits also earns the same interest (11.25%). Do you think its a good idea to pump 9 lakh more and make it a interest free […]

Sir My age is 37yrs & Monthly salary Rs.45000/-p.m. and my tax saving investments is Rs8750/-p.m.Insurance +ELSS+EPF( 76% debt & 24% equity) + Monthly house hold expenses Rs.8500/-pm. Also invest Rs.20000/-per year in Gold/goldETF.I tend to maintain my saving account deposit upto Rs.60000/- and rest i deposit in MIS as and when required. My total […]

Millions of Houses are vacant in China and almost the whole city is vacant and called Ghost City . It can have major impact on China real estate and take the whole Real estate sector around the world down ! . What are your thoughts ! Source : http://www.time.com/time/photogallery/0,29307,1975397_2094500,00.html#

I came across an article which talks about why China is on its way to one the biggest bear market for whole economy + real-estate to be specific . Excerpts —- One day, at a research conference in 2009, Chanos listened to an analyst tick off numbers about the scale of China’s building boom. “He […]

Dear all  I am 22 yr old .. govt employee….. Resident of Navi mumbai. I earn around 36 K and I am thinking of investments for after 3-4 yrs. In current scenario when real estate prices are rocketing ,will it be a good idea to invest 15-20 K each month in buying an aprtment as emi? or shall i invest […]

Dear Forum Members, I’m writting this on behalf of my Friend-Colleague, Ravikumar GovindaNaik, who had a very Bad experience with Indiabulls Home Loan division. Application Ref no with IndiaBulls – 150625Name: Ravikumar Lamani GovindaNaik In August 2010, he iniated the process to buy a 30×40 site near Hosur road, Bangalore. Since the property had only […]

Dear Sir   I want to know wheather a person apting reverse mortgauge should live in the property or if he owns the property is enough to avail this facility. Please clarify. Thanking you Rammohan Seshadri

Do you think housing prices in India will fall in the future to more affordable levels? The current levels seem to clearly tell that a common man cannot buy even a simple 2 BHK flat on some outskirts of even 2nd tier cities, leave alone Delhi NCR. Thanks, Ram.