Hi, current FD rates are 7 to 7.6 per annum. I would like to invest 5 lakhs for minimum of one year. Is there any plan other than FD which gives minimum 10% returns and less risky.

What is SuperAnnuation and how it benefits more than NPS? I know about NPS but not familiar with superannuation. Our employer has tie up with ICICI to maintain our organization SuperAnnuation fund. Could anyone throw some light on Supperannuation and also the tax benefits. does it come under EEE exempt ?

Hi,   I am single with zero debt and I have a safe job and invested only in MF, NCD’s, company FD, Stocks and Bank FD’s (No Real Estate). Now I am planning to buy a car and I am confused on what should be my car budget. If my Annual Sal is X then what […]

I would like to invest some money into Indian mutual funds via the SIP route directly with the mutual fund companies (prefer not to go through distributer or broker or agents). I am an NRI and would like to be able to do & view the transactions online. Also, I would like to setup the […]

I am looking for a portfolio tracker (even paid is ok) that will automatically track my portfolio based on my folio numbers (not manually enter SIPs). Further, I should be able to enter things like FDs and it should give me an accurate picture of my allocation, CAGR, income tax gain/loss (short term & long […]

My brother worked in 2 companies for almost 2.5 years each, now he has moved to a third company. Problem is that his current company doesn’t have PF in salary structure. Because of these, the PF from the previous 2 companies can not be transferred to a new PF. As he has worked for these […]

I would like to know about the classification about midcap, large cap and diversified portfolios.Kindly explain in layman terms how the classification is done and what should the investor look in for while investing. Is it not sufficient to just look at the performance of the fund  and invest in it, why should we bother […]

Which is the best place to park your emergency funds?

Hi,  I am working with a private firm for the last 6 years and I have decided in principle to move out of the organizaion. My question is: is it better to close the current PF account and take the money out or to continue with the same account with the new employer. My current […]

I am new to commodities .Is it wise to invest in Commodities ?And how does it work ?Same as stock markets ?Is there anything similar to Mutual Fund in buying Commodities as well ?