If someone were to tell you that your money will grow @ 17% p.a. and your Rs. 1 lac investment will become Rs. 3.5 lacs in next 8 years, would not you get greedy? And what if it is told to you that such returns are guaranteed by one of the biggest financial institution LIC [...]
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Let us say you have 1 Lakh rupees and you want to invest for the term of 1 to 1.5 year which can earn a decent interest rate. You thought of fixed deposit in a bank and kept an FD for 1.5 year with 6% per annum. Just after one month, bank increased its FD [...]
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Can you fight back ? Really ? If you were taken for granted as a customer by some Bank or any institution and you were forcibly sold some product by officials at some Organisation assuming you are a weak customer who will not raise his voice and fall in trap , What would you do [...]
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Finance Minister Pranab Mukherjee on Friday announced revised tax slabs for individual tax payers and also said that the New tax rates would offer relief to 60 per cent of taxpayers but looking at the below comparison between the tax payable last year and the proposed one it seems that the so called “Aam Aadmi” [...]
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How many mutual funds is enough ? Though it depends on individual needs and situation. We can always arrive at a number or a range which should be optimal for a large chunk of mutual funds investors. Investors sometimes invest in a large number of mutual funds which does not add any additional value to [...]
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Can some one force you to buy ULIP’s along with a loan or Home loan ? I am seeing very unethical things going on in financial world these days in India. Lots of people are complaining that many company are selling junk thinks like Endowment plans or ULIP’s (which make big commissions ) along with [...]
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So I was talking to this reader and came to know that her husband investments are done by his father. I was curious to know the reason of this and the biggest reason that came up was that he has no interest in Investments and personal finance and hence he has outsourced this decision-making part [...]
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“An ounce of prevention is worth a pound of cure” . I see most of the people these days who hae bought wrong products like ULIP’s , ULPP’s , Endowment Policies and unsuitable Mutual funds (which they are not aware of most of the times) and then when they come to know about it , [...]
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Want to buy a mutual funds which has given 105% return in 2009 ? Go ahead .. How do most of the people choose a mutual fund ? Let us try it ones , Goto Valueresearchonline.com and find Top 10 funds across all the equity funds with 1 yrs performance . Below is the example [...]
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