I (Nandish Desai) and Manish Chauhan recently did zoom call for our wealth creation clients and from the call I am sharing a few points with all of you. The three words past, present and future have connection with our life, every area of life and also our wealth creation journey. We all have some […]

Today, there was a news about 3 months moratorium (which means a temporary relief) benefit on all kind of loans and how investors won’t have to pay their EMI for 3 months. However it was celebrated by investors without understanding it fully. So I thought of clarifying some doubts regarding it and to share with […]

As I write this, Coronavirus is already spreading in India and there have been 148 positive cases in India. 3 people have died. Coronavirus is spreading across the world and has killed so many across the world (especially China, Italy, Iran, and Spain). A lot of us have bought life and health insurance policies and […]

Sensex is down by 7.96% today In the last 1 month alone the markets have corrected by 23% and it was one of the fastest and steepest declines ever in the history of stock markets in India (and globally) A lot of equity investors are very new to this game and many might be wondering […]

A lot of young investors are often confused if it’s really worth saving small chunks of money in the start of their careers? A lot of investors don’t save enough at the start of their career and wonder if they should start saving only in the future when they are able to save a “respectable” […]

”Are we rich; or are we poor ?”…….. This was the question my daughter framed when she was old enough to seek pocket-money. Instead, we chose to keep money in a safe spot for ALL expenses including household and my job was to keep replenishing it. It was tricky to deny them a fixed amount […]

We just entered 2020, and I thought let me pen down some observations of the last decade. I had started blogging from the last 12 yrs and it’s been quite a long and amazing journey. From a small blog, we are now one of the biggest personal finance websites in India with millions of readers […]

Budget 2020 was a big event. For last so many days before the budget, there was this noise and expectations around raising 80C limits, change in tax slabs, and reversal of Long term capital gains tax on equity or at least giving the benefit of Indexation in equity taxation. However, nothing like that happened. Infact, […]

The taxation becomes more complicated when you moved out of one country to another for earning. A lot of times, an NRI will be earning in India as well as abroad, and pay the income tax in India and abroad both at the same time, because of many country levy tax on global income. This […]

Do you want to get rid of your old money back insurance plans, but are confused if you should “surrender” or make it “paid up”? Today I will explain which one is the best option amongst the two. Surrender vs Paid-up option in Insurance policies All those assured insurance plans which your parents made you […]