This week, govt launched a long-awaited portal called RBI Retail Direct which allows investors to buy and sell various kinds of govt bonds online. You can directly buy the bonds without any intermediary and without any Demat account. All you need to do is open a Retail Direct Gilt (RDG) account on the website. The […]
Are you investing in equities through mutual funds or directly picking stocks for your long-term wealth creation? Many times investors doubt their decision about equity investing when markets are volatile or any big negative event happens like a pandemic or any economic crisis. But it’s very important to be 100% convinced about your decision to […]
I am sure you must have seen the famous example of how Rs 10,000 invested in WIPRO turned out to be Rs 500 crore in 2019. That’s a massive wealth. But today I want to decode this story and let’s see what are some of the issues and problems. I have created a video on […]
Recently I got a call from an insurance company sales executives and they tried to sell me an insurance policy which they said had Guaranteed 11% returns. The policy was Reliance Nippon Life Guaranteed Money Back Plan I knew that there is surely some catch and they are kind of misselling me, I didn’t know what […]
One of my Twitter followers Mr Ravi shared with me a potential credit card fraud attempt that he survived. I would like to share that with you all with his permission. Here is goes — I hold an RBL Bank Credit Card along with a couple of others. Today, I got a call from a […]
In the last few days, there is news that some EPFO employees have done fraud and siphoned off Rs 21 crores from some EPF account. How was this EPF fraud done? So the fraud was done on those EPF accounts which belonged to small companies which are inactive from 2006 and there were some checks […]
RBI has recently issued some new guidelines for bank lockers which are consumer-friendly to some extent and will come into effect from 1st Jan 2022. RBI went through lots of customer grievances and feedback from banks too and finally came up with some new guidelines. Let’s look at some of the most important points which […]
What are some of the reasons because of which you may get a shock while making a health insurance claim? There are tons of bad reviews for various insurance companies and policies that they rejected their claims or didn’t pay in full. A lot of times these incidents happen because customers are not aware of […]
So the topic of debate today is “Is Cryptocurrency like Bitcoin be considered as an asset class?” Till now we all know that there are many asset classes like Equity, Fixed Income, Real Estate, Cash and Commodities. Some people also argue if “Art” is an asset class or not. And now, there is this new […]
Do you know that there is a possibility that your grandparents or someone else in the family might have some bank account or some policy that you are not aware of till today and the money is lying unclaimed for decades? Yes, that can happen!! Can you believe that a whopping Rs 98,779 crore is […]
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