A lot of young investors are often confused if it’s really worth saving small chunks of money in the start of their careers? A lot of investors don’t save enough at the start of their career and wonder if they should start saving only in the future when they are able to save a “respectable” […]

Do you know, which is the one thing – which is responsible for making financial lives complex these days? The answer is – LACK OF CLARITY! Most of the investors take wrong decisions in their financial lives and regret later about it. However, I want to assure you that by the time you complete reading this article, […]

Let’s quickly see today what I call as a good checklist to find out if your financial life is on track? Are you doing well? When can you say that your financial life is an ideal financial life? What are those parameters?  Is high income good? Is having low expenses great? Is having 50 lacs in […]

We see most of the investors having a complex and bad financial life mainly because they have done a lot of mistakes when they started their financial life, which I think should be minimized by learning from other investors mistakes. So we are listing down 4 common mistakes which most of the new investors make […]

Today’s article is going to be very very basic. It’s one of the lessons which we should teach our kids when are growing up. The question is “Why Invest money at all?” A lot of investors are not very serious when it comes to save enough money and invest it properly so that it grows […]

“Financial planning” is the NEW buzz word these days all over the internet, TV channels and newspapers. These days even bank employees are selling a lot of financial products on the name of “Financial Planning” . Investors are literally bombarded with the word – Financial Planning from various sources like blogs, articles, advisors and every […]

How do you find out if a product suits your requirement ? What about a very simple calculation which can take into account most important requirements like lock in factor , complexity of a product , your requirement and its return and risk potential and tells you if it really suits your requirement. This Post […]

As a concept ‘financial planner’ has been in existence over several decades in the western world and in modern times, this role has turned into a well understood and highly regulated profession. In the developed markets Financial planners would be similar to the family GP (general practitioner or family doctor) advising their clients on money […]

Most of the newcomers and even some experienced people struggle with basic questions and concepts of Financial planning. I hear most of the readers on this blog and even over the chat with them asking the same kind of questions over and over again. So here are top 10 questions and their answers. Read them […]

We had a Free session on Personal Finance and Stock Market Basics on last Sunday , 2nd Aug . There were total of 17 participants , I talked about Basics of Investing and Insurance principles along with a live case study , where I proved why one of the participant was severely underinsured , I […]