Macroeconomics and Long-Term Equity: A Surprising Disconnect
Interest rates and inflation dont really matter much in long-term equity investing. I am going to prove it to you with my personal experience of stock investing in last 16 yrs! In the previous article, we discussed 2 key macroeconomic concepts such as interest rates and inflation. Most investors tend to overemphasize on these 2 […]
Navigating Interest Rates, Inflation, and your Financial Journey (Part 1/2)
Today we will talk about interest rates and inflation, the two hot topics of conversation in the investment world. I will try to simplify these two topics in a simple way and link it with your financial life. The vast majority of views that we read in newspapers and blogs offer some form of asset […]
Beginners guide to investing in Fractional Real Estate
Will you be able to buy a property worth Rs 20 crore? In all probability, you would say NO. However, if I say – “Can you buy 1% of that real estate property for just Rs 20 lacs?” Now, I guess the answer may be YES! Welcome to the concept of Fractional Real Estate. What […]
When will you become a Millionaire? Top 1% of world
Recently, I came to know that around 6500 Indian millionaires have migrated to other countries this year. The moment I heard this, the first thing which came to my mind is “How many millionaires are there in India? and entire world?” Are you part of that list of millionaires? And if NO, then when will […]
5 myths about FIRE busted (Indian context)
We all want to achieve financial independence in our life! That day, when we will have enough money!! That day, when we will no longer have to worry about our future expenses! That day, when we are out of the rat race finally! For the last couple of years, we are hearing an acronym FIRE […]
No more Indexation benefits for pure Debt mutual funds
In a major change in the finance bill 2023, the govt has brought some changes in mutual fund taxation which will now treat pure debt mutual funds on par with Fixed Deposits. Most of the investors were not very happy with this sudden change, how this change is now a reality and we have to […]
10 major changes for salaried person in Budget 2023
Today we will be highlighting the important points from the budget 2023 that would be most relevant for the salaried people. 1. There is no change in the old tax regime. So first thing to know is that the old tax slabs remain unchanged. The slabs are same like last year which are as […]
5 priceless benefits of Financial Freedom
I’ve heard the phrase “financial freedom” several times in the previous 3-4 years from the investors community. Every time I speak with a customer or an investor on various forums, it appears that “financial independence” has become the new catchphrase. So I decided to talk about it more today. What is Financial Freedom? Simply said, […]
Cashflow committed vs Networth committed – Which one are you?
I have seen two kinds of people in my last 12 yrs of experience in the personal finance domain. One is the Cashflow committed and another is Networth committed! Do you know which one are you!? What is a Cashflow vs Networth committed mindset? Let’s talk about these two kinds of mindsets. Cashflow committed Mindset […]
How to track your mutual funds & stocks in google sheet?
Today, I will share with you a very simple way of tracking your mutual funds and stock portfolio in google sheets. A lot of investors keep it simple and track their stocks and mutual funds portfolio in either a google sheet or excel sheet on their laptop. If you are someone who likes to keep […]
