If you are planning to buy a term insurance plan in coming weeks, then you are at the right place, because today I will share dozens of points which any term plan buyer should know before they buy the cover. So, if you have no idea of how does term insurance work, and if you […]

Do you get HRA as part your salary? If yes, then it’s critical for you to understand how the HRA exemption amount is calculated? In this article, we will talk about things like what is HRA? How to calculate HRA? And various other things related to house rent allowance. You can check out the video […]

Today you will read one of the fascinating stories of one of our readers (Naren from SavingHabit.com) who has shared his personal journey on early retirement and also gave a step by step path on how to change your mindset about it. This is a long article, but quite deep on the topic of early retirement. I […]

Government has decided to make it compulsory for every individual to link their Aadhaar Card with PAN card by 31st July, 2017. This is part of the digital India campaign and an attempt to digitalize everything. Why it is mandatory to link Aadhaar with PAN? There is a great chance that there are a lot […]

Do you know that every person is entitled for 1 free credit report and score each year from each of the credit bureau in India? There are 4 credit bureau in India which is CIBIL, Experian, Equifax and HighMark. As per RBI guidelines, now each of them have to provide one free report each year. […]

Today I am going to share 17 amazing tips you can use to book cheap flight tickets in India. Many of the tips I will be sharing would be already known to many people, but some tips might be new or unexplored by many. While you might not get very big discounts using these tips, […]

Today we will talk about the issue of duplicate UAN, which has confused a lot of employees. A lot of people have contacted us that 2 UAN were generated for them by their past employer and current employer and now they have no idea what is to be done in this case. You can see […]

Today I am going to share very interesting and rare information related to PPF with you all. Have you ever wondered how can one withdraw their PPF money without visiting the base branch (from where PPF was opened)? A lot of people open PPF account in one city and then move to another city. It’s […]

Starting 1st Oct, 2016, all the insurance policies are going to be issued in electronic form. Yes, you heard it right Few years back IRDA had come up with the concept of 13 digit e-Insurance Account (eIA), where an investor had the option to convert their existing physical policies into demat form, but till now […]

Today I am going to teach you some step by step process which will help you to correct your wrong CIBIL entries, which will in turn improve your cibil score. Most of the investors take some of the other kind of loan and if they are not able to pay the EMI’s on time or […]