Who doesn’t want to ensure the financial safety and security of loved ones? You work so hard for your entire life to build the required corpus, assets or to grow your family business (if any) to inherit the legacy to your family. But, what if there are many heirs to your property?  In the case […]

In the last few days, there is news that some EPFO employees have done fraud and siphoned off Rs 21 crores from some EPF account. How was this EPF fraud done? So the fraud was done on those EPF accounts which belonged to small companies which are inactive from 2006 and there were some checks […]

Does it makes any sense to buy “Return of Premium Term Plan”? The one-line answer is “NO – it does not make sense” A “Return of Premium Term Plan” or TROP as its called – pays back all your premiums at the end of the period, whereas the plain term plan doesn’t return back anything. Before […]

Do you want to get rid of your old money back insurance plans, but are confused if you should “surrender” or make it “paid up”? Today I will explain which one is the best option amongst the two. Surrender vs Paid-up option in Insurance policies All those assured insurance plans which your parents made you […]

Do you want to know how to save money to do what you love in life? I recently did a 49 min audio podcast with Sanjay Khandelwal of The Break School. The podcast is mainly aimed at those who want to do something on their own by quitting their jobs, but they get stopped because […]

Can you guess, what these numbers are for 200, 220, 240 or 264? Don’t worry it is not some math thing. These numbers are used as measures to save you from paying higher taxes on the sale of any capital asset like real estate or gold. It’s the value of the “Cost Inflation Index” (CII) […]

If you are a high net-worth individual, looking for investing in a professionally customized portfolio of stocks, then PMS (Portfolio management services) can be a good choice for you. In this article, we will discuss everything about PMS – Portfolio Management Services. What is Portfolio Management Services (PMS)? PMS is a service targetted at HNI […]

Are you an NRI who is planning to invest in direct stocks or other equity options? Indian economy is one of the fastest-growing economy and many NRIs and PIOs are planning to invest in Indian equities, but they are not sure, whether they can invest in India or not? And what is the procedure for […]

Today I want to do the review of the CRED app. I have been using it for the last 12 months already. CRED is an app, which gives you rewards on timely payments of your credit card payment. If you are not using this app, you may be making credit card payments anyways by other […]

Do you know that your health insurance premium may depend on your city? Yes, there is something called “Zone-based premium” in the health insurance industry which I will share in this article today. For instance, the premium amount for a person aged 30 years, living in Delhi, might be higher than the person of the […]