Senior Citizen Saving Scheme (SCSS) – How it works and brief review

The investment product which I will be talking about in this article will meet all your requirement as a senior citizen. It is called as “Senior Citizen Saving Scheme”. It is one of the safest investment products because it is sponsored by the Government of India. What is SCSS? Senior Citizen Savings Scheme (SCSS) is […]

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How much “Gold” can you hold without any income proof?

Most of the Indians are obsessed with gold. But are you aware of the restriction on how much gold can you hold even the worth of gold does not match your income status? In this article I will exactly touch base on that. How much gold can you have without receipts? Have you ever wondered […]

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Corona Rakshak Policy – Get paid when you catch Covid-19

Health Insurance companies have recently launched one more corona specific health insurance policy called as Corona Rakshak Policy” as per the IRDAI guidelines. This is a benefit based health insurance plan which pays you a lump sum amount when you are diagnosed of covid-19 and are hospitalized for continuous 72 hrs. Features of Corona Rakshak […]

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Corona Kavach Policy – Get insured and save high medical bills

The ongoing COVID-19 pandemic has caused a lot of fear and anxiety in our lives because there are no vaccines or any cure available for this illness. If anyone gets COVID +ve there are chances that there may be huge medical bills running into lakhs of Rupees. In case you don’t have big health insurance, […]

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54 EC Capital Tax Bonds – How to save your tax after selling house?

When you sell any capital asset like a house, gold, bonds or debt mutual funds over a long period, you generally make a PROFIT, which is called as Capital gains. This is treated differently from “interest income” which you get from fixed deposits and these capital gains are taxed at 20%. In case of selling […]

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e-Nomination facility in EPF accounts – Update your Nominee online?

Almost all the salaried employees have an EPF account. For many years and sometimes for decades, the money gets added to this EPF account and we all feel great about it. However, we do not pay attention to a small thing which can lead to a big problem. And that is not having the right […]

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What is SIM Swap Fraud & How to prevent it?

The telecom and financial services have drastically changed over the last 15-20 yrs. and this means that you can do lots of things over your phone now. You don’t need to go to bank for everything. Now your mobile itself is a bank and it will let you transfer money to anyone and transact with […]

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How to claim refund from IEPF? (Unclaimed dividends, stocks)

Have you ever thought what happens to all those unclaimed dividends, shares or any money which was lost in scams or frauds? It might also happen that your grandparents or parents have made some investments and you are not aware about it? How to find it out and claim it back? The answer is IEPF, […]

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What happens when stock gets delisted from stock market?

Today, we will see what exactly happens when a stock is delisted from stock market? What happens to the shareholders and how they get the money back for their shares? To understand de-listing, first let’s understand meaning of “Listing” So when a private company wants to be become a public limited company and offer its […]

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Surrender v/s Paid-up – which is better option for your old insurance policies?

Do you want to get rid of your old money back insurance plans, but are confused if you should “surrender” or make it “paid up”? Today I will explain which one is the best option amongst the two. Surrender vs Paid-up option in Insurance policies All those assured insurance plans which your parents made you […]

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