10 mind-blowing changes in Health Insurance starting Oct 1, 2020

Congrats! – Health Insurance just got a lot better IRDA has recently come up with some major changes in health insurance guidelines which are extremely customer friendly. These changes will reduce a lot of confusion that customers used to face while buying health insurance and will also help in smooth claim experience. These changes are […]

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Corona Rakshak Policy – Get paid when you catch Covid-19

Health Insurance companies have recently launched one more corona specific health insurance policy called as Corona Rakshak Policy” as per the IRDAI guidelines. This is a benefit based health insurance plan which pays you a lump sum amount when you are diagnosed of covid-19 and are hospitalized for continuous 72 hrs. Features of Corona Rakshak […]

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Corona Kavach Policy – Get insured and save high medical bills

The ongoing COVID-19 pandemic has caused a lot of fear and anxiety in our lives because there are no vaccines or any cure available for this illness. If anyone gets COVID +ve there are chances that there may be huge medical bills running into lakhs of Rupees. In case you don’t have big health insurance, […]

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Arogya Sanjeevani Policy – A uniform health insurance plan (REVIEW)

IRDA has recently announced the launch of health insurance policy called “Arogya Sanjeevani Policy” (official link) which will have standard features which are required by a common man for his health insurance requirement. IRDA thought of a standard policy which will be exactly same across insurers with similar features. In this review, I plan to […]

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How to add your new born baby to your health insurance policy?

Newborn baby comes with a bundle of joys. However, after his/her, your life changes a lot like adjusting your schedules, balancing your work life and most importantly managing your finances. One important thing which parents forget after the newborn arrives is to add him/her in the health insurance policy. In this article, we are going […]

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Reduce your premiums by 20% – Zone Based Health Insurance

Do you know that your health insurance premium may depend on your city? Yes, there is something called “Zone-based premium” in the health insurance industry which I will share in this article today. For instance, the premium amount for a person aged 30 years, living in Delhi, might be higher than the person of the […]

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Apollo Munich Optima Restore Policy – Detailed Review + 13 Benefits

In this article, we will see various features of Apollo Munich Optima Restore Health Cover policy. We will be covering its benefits, exclusions, eligibility and premiums details. Apollo Munich is one of the most respected and well known health insurance company in India, which offers different health insurance plans for family, individual and senior citizens. […]

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How much tax benefit can be claimed u/s 80D? (Rules + Limits)

Are you clear about the tax-saving which you can do when you pay health insurance premiums every year? You will be glad to hear that it’s over and above sec 80C. Yes, it comes under a separate section called section 80D! What is section 80D? Health Insurance policies have become very famous in the last […]

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Want your Insurance Claim to be Processed? Link your Aadhaar/PAN asap!

As per IRDAI, the insurance regulator – it is now mandatory to link your Aadhaar and PAN number with your insurance policies. Though this linking process does not have a deadline right now, its advised to act fast and complete this action asap to avoid any last minute rush and issues which you might face […]

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From 1st Oct, Insurance policies will be issued online (even renewal policies)

Starting 1st Oct 2016, all the insurance policies are going to be issued in electronic form. Yes, you heard it right Few years back IRDA had come up with the concept of 13 digit e-Insurance Account (EIA), where an investor had the option to convert their existing physical policies into demat form, but till now […]

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