Filing Income Tax Return  is an important thing and as the date for filing ITR is approaching you should have a clear idea about how to file ITR. But is it mandatory to file Income Tax Return? A lot of people are confused about this simple question of when to file your tax return, In […]

This post will teach you how to take advantage of different products tax rules keeping in mind your income tax bracket. Different products can yield different post-tax returns for people in different tax bracket. FD’s return can be 7.2% post tax for you, but may be its 5.6% for me 🙁 Lets take an example […]

Long term investments are the investments that are suppose to be held for an extended time period which will be considered to be more than 1 year. There is no exact definition for long term investments. Let’s see how it is different from short term and medium term investments. How long is long term ? […]

Many people have this concern about taking policies from Private Insurance companies. Let us try to understand about the factors which takes care of financial stability and ability to repay back customers there money. In reality the only things differentiates one insurance company from other is the service the provide, there settlement track record. Want […]

A Rose can be of more value than a Dress to your Wife or Girlfriend on Valentines Day. Even though that Rose was very less in Price compared to a Dress. Today we will discuss things about investment products from a different perspective – Value and Price. What is Price and Value? Price : Price […]

“You only have to do a very few things right in your life, so as long as you don’t do too many things wrong.” – Warren Buffet. What should be your motive as an investor? – To earn great return on your investments with minimum risk, right? We generally take good amount of risk to […]

Life Insurance is nothing but the insurance covered for your Life. In case of death the sum assured is given to the nominees. Unfortunately in India, people see Life Insurance as Investment Product and not as an Insurance Product. They don’t understand that insurance gives financial security to their dependents in case of there death, […]

There are many common myths about Mutual funds. Common investors do not apply their thinking a lot of times and agents/sellers of products a lot times are successful in taking advantage of this and cheat them . Lets see some of the common myths associated with mutual funds below . 1. A Mutual fund with […]