First 5 yrs of your earning life – Does it matter ?

A lot of people complain that they do not have much wealth in their life despite earning from many years. This brings an important point in question. What did they do in the first 5 yrs of their earning life? It’s very clear that the first 5 yrs of your earning life leaves a very […]


Emergency Fund – Helps you stay in Action !

How many times have you ever faced an emergency situation in your financial life? I am talking about some situations when you needed cash within a few hours or days and it turned out that you had to seek monetary help from your relative for it or some friends, whom you didn’t want to ask? […]


Is looking for perfection killing your financial life ?

Do you know that looking for perfection for everything in your financial life can be one big reason why your financial life is a mess! . If you dont think so, read the story below. The Perfect Woman Once upon a time, an intelligent, attractive, self-sufficient woman in her late twenties decided that she wanted […]


Which Model of Financial Advice do you like ?

There are many different ways financial advisory runs in India (and worldwide). You must have encountered one of them for sure at some point of time. I have been able to pick 5 financial advisory models and wanted to highlight them and want you to tell me which advisory model you like and which one […]


Income is not Wealth

Let me ask you a question. Ajay earns Rs 1 lac per month, and his friend Robert earns Rs 40,000 per month. Who is more rich and in better position ? In all probabilities most of the people would say Ajay because he earns more than Robert and that too 2.5 times of Robert’s salary. […]


The biggest financial advice – Saying NO

“No” is one of the non-complicated word – Simply two letters. Yet saying “No” out loud is hard for most people. Welcome to the world of personal finance where saying NO is tough and 90% of the people reading this blog might have a messed up financial life because of a single reason that they […]


“Someday” Is code for “Never”

I got an interesting question in my mail box – “Can you please coach me on How can I overcome my casual approach towards my finances and live a good financial life?”  The thing is that deep down we already know how to live a good financial life; the issue is that we are somewhere […]


what a fly can teach you about Financial Planning

Why some idiots don’t Plan out things in life? – Hey, we are not saying this but it’s a message from a “one minute fly” to all of us. The fly is here to ask you one question what do you want to achieve in the one precious, unrepeatable life that you have? Really go deeper […]


Financial advice for free or fee, what’s more expensive?

“Jo Cheez Free Mein Milti Hai Uska Paisa Kyon de Bhai?” said one person when his financial advisor asked him to pay a fee for advice, something which he has been giving free for the last 4 years. It may sound obvious that if you are getting something for free then why should one pay […]


7 basics of Personal Finance you should know

Today I am going to write on a simple topic which will highlight some basics of personal finance, which you can see as axioms or the core rules of personal finance. If you understand these simple rules then you can probably build lot of understanding and strong knowledge about money. Some days ago I heard […]


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