POSTED BY December 6, 2012 3:12 pm COMMENTS (2)ON
I have a credit card more than 5 + years old my credit limit is 5000 Rs only.When i had this card my Limit was 30000 Rs, but 1st 2 years i never ever use it so the HDFC drop my Limit.
Now I want to increase my credit card Limit I also apply for credit card from other bank.but yet have not any + response.
My other Profile.
1) I had taken a loan from HDFc and I was close it with full payment.
2) My use of credit card aprx 2000 to 3000 Rs monthly basis and repayment every time on time.
3) My salary 3.4Lacs Annual.
My question is that can I get another credit card / enhanced my credit limit if no why?
In future am I going to face any problem to getting loan?
How can I improve this sitituation..?