Hi Manish & All Members One more thing i want to say that POMIS is good as comapred to NSC, if anyone wants to invest over 1,00,000 u/s 80c for saving Tax. POMIS gives better return than NSC. Below is a comparing chart between POMIS & NSC.              6 YearsPOMIS+RD                      6 Years NSC   Sum Assured(A)                 1,00,000                    1,00,000Monthly […]

Dear All, I’m planning to take an RD for a long term investment. Is this the right time to for it or can I still wait assuming that interest rate will go up?   -purna

In value investing the most important element is price of entry. if you are follower of buffet/graham the companies which fits into the criteria are high ROE,low debt,good growth,strong brands and moats. but often these companies (e.g nestle) have high PE multiple and the price of entry is almost always high and the opportunity load shares is […]

Guys please give your valuable thoughts about the situation. To get more funds for investments, if we make EPF as less as possible and pay a bit more tax. Is it the right way of thinking or not ? one more point to add suggest in ref to long term and short term.

Hi Manish And All Members I am 25 years old and my father is 59 yrs old and we have some surplus cash arround 10 Lakhs, and we don’t have any use of this amount for near future say 7-10 years. And we had given this amount to my very very close relative from last 4 years @ 12% […]

Is it value investing in stocks with its book value close to or greater than its current market price ? ( obviously if, fundamental of company is good )

I know best investment is SIP in selected funds. But suppose i wana invest 1.5 lac currently where and how to invest? I can prepay for my loan liability for which  i am paying interest of 8.99%. Is there any option to earn more than this by investing lumsum amount? Regards Jig  

With the markets looking to march ahead after the recent fall is it a good time to invest in real estate stocks which are cheaper by 30 to 50 % of what it was a couple month back. Specifically how do you value stocks like DB Realty (from 400 to 200). HDIL (from 280 to 180), Unitech( from […]

This is about Jeevan Saral as an investment option instead of NSC/PPF … I discussed with couple of development officers directly to gather such info.. Please read on W.r.to endowment policies, it is right that 6-6.5% of return, but this policy differs from others that the projected return as 10% compounded because, 1. Loyalty addition […]

I have 13-14 lacs available for investment. I might buy some property in another 1-2 years(not sure about exact time). Till that time I would like to invest this money. I am thinking of two options 1. Bank of maharashtra has FD with interest rate of 9% for senior citizens. My father is retired staff […]