Your opinion about Bajaj Allianz Life long Assure Plan ?

please tell me your opinion regarding plan of bajaj allianz lifelong assure that is non linked whole life plan. is it worth for investment.

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Which is the best ULIP for investment and what are the things to check for comparing in ULIPs?

I checked the return rates of HDFC ProGrowth Plus ULIP  for last 10 years and  and it is 30% And the charges they cut are also less than other companies(ICICI, SBI, Aviva life insurance) . I am planning too invest Rs 2500 monthly in this ULIP for 15 years.

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Change fund type in LIC Moneyplus Policy

I am holding LIC money plus policy (T No. 180) Fund – Growth, Premium – 10000/- from 2007 Till now I have paid 70000/- as premium & fund value is still 73000/- . Please advise should I surrender the policy or should continue, can I get better return of this policy. Please advise can I change fund […]

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Feedback on ICICI Pru Wealth builder II

I was convinced by the wealth managers attached to me that ICICI Pru Wealth builder II was the best suited to me. however when i saw the charges, i was taken aback since they were too high. am planning of cancelling it now. what i want to know is how do i select the best […]

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Invested in ICICI wealth builder for tax saving and 10% return promised by advisor !

hello all, I am shivashish Rudra, 26 years old and working in chennai. my salary is rs. 36000/- pm. And want to buy one flat in chennai itself after 5 years. I think it will cost me around 40 lacs. I can invest around 15,000 to 20,000 per month.  I have already invested in ICICI wealth builder on […]

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What to do with my SBI Unit plus II regular

Hi We hav Sbi Unit plus II regular taken in 2008, term is 20yrs . Agent told after 5 yrs we can stop paying the premium or continue. This is the 6th yr. we have changed from equity to equity optimizer. Suggest me whether to continue this by paying premium or just stop paying and […]

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Kotak Smart Advantage ULIP plan value constant from last 2 yrs !

I have taken a ULIP policy with Kotak in Nov 2009 & annual premium was 18000/-.Now after paying for more than 4 years when I am in need of money they told me that I have have to pay 3% charges on the fund value which was already lower than the amount which I have […]

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Surrender value less than what I paid in Aviva ULIP Plan

I purchased a ULIP plan from Aviva 8 years ago @ Rs.20,000/ year. I was told that after lock in period of 3 years i can withdraw the money. But till today i have deposited Rs. 1,60,000 and the NAV value shows Rs.1,74,000. But if i surrender the policy they are paying just Rs. 1,41,000. […]

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Birla Sunlife Classic Life Premier – Surrender or continue ?

I had purchased a Birla Sunlife Classic Life Premier policy 7 years back. I had to pay a premium of Rs. 30000 for 5 years after which the policy becomes paid up and there is a life cover of 6L. As of now, I dont need to pay any more premiums and the value of […]

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What to do with ULIP which was missold to my father and policy document never reached us ?

Hi All. My father is a retired government service official who was misled into buying ICICI Pru’s  Life Stage Wealth II ULIP policy in my name in July,2013 .To add to this, the policy itself was never delivered at the registered address so there was no question of a free look in. How do I […]

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