I have submitted a non-SBI cheque in SBI mumbai to get credited in my relatives SBI acc in Kolkata. Its got credited. Then it gets presented again and credited and immediately gets debited the same amount and SBI charged the acc Rs 102.. To clear the scenario its like if previous balance is 5000 then […]

Sir I have taken a loan from Kangra Coop Bank Dharamsala (H.P) and I was transferring a regular amount to this account through online from my ICICI account. But without any intimation to me the KCC Bank blocked the online transfer facility to this loan account. According to my standing instruction ICICI account was sending […]

By default FDs are automatically created with 1 year duration and linked to Savings Plus account. Are we charged penalty if we withdraw more money from ATM and this FD gets broken (before 1 year)? Are we charged penalty if we go into the bank and break any FD linked with Savings Plus account? Is […]

ICICI Bank has changed the date of credit of interest into your saving bank accounts. Earlier, i.e till last year, the interest in the accounts are credited in the months of April and September but now they have changed it to June and December, Without Informing any customers. People generally take interest credit as a […]

Team, I have taken a personal loan from ICICI bank for five lakhs. Preempting a pre-closure, I managed to get an email confirmation from ICICI Bank Manager agreeing that there will not be any charges. Now when I approach the bank, they are reluctant to close the loan. Could you please advise on the next […]

Need expert help here please. I had a credit card with Standard chartered bank in Bangalore. I have paid all dues (card was only used for filling petrol in my bike ) before leaving Bangalore/India in 2006 . Now in my CIBIL report the bank – SC is reporting an outstanding balance of 1.5 lakhs […]

Hello all, I’m in kind of a fix (partly due to my own ignorance) and want your suggestion to come out of this situation. Nearly 2 years back I opened an RD in State Bank Of Mysore (for 15 months duration) by visiting one of their branch (I’ve SB account in the same branch from […]

Dear All I am Mursheed Alam,I opened an iwish goal account just 10 days before with 1000 rupees. I added 1000 also that time immediately. Now I want to add some money to my iwish goal account,but I don’t know that from which option I can add my money to my goal. Please guide me.

Hi Manish I need your advise on this. I had Home loan account maintained since 2006 in Chinchwad Pune Branch of SBI–Home Loan Account No–1089419602. I had Savings account also connected to Home loan account—10894017750 In 2013 I got 12.69 Lacks Loan from SBI Chinchwad (Approved from RACPC Wakdewadi Branch) Mortgage loan on same property—Act […]

While I was enquiring for a home loan, SBI manger told me that I need to submit Last 3 years Income Tax Returns. I only have 2 years return, including this year(2014-2015). I’m self employed, so is it necessary to qualify for a home loan? Pls help