Hi, I had placed an application to convert my dads savings account to savings plus account with a threshold of 10000. The branch executive converted it, amount of 50000 above threshold of 10000 has been converted to a single MOD. I was of the view that 50000 would be converted into 50 MOD units, each […]
‘X’ works in India for Five Years, is a Tax-payer, and has a “Salary Account” with ICICI Bank, with Net-Banking enabled. He then joins a USA college for his MS, opens a new account with a US Bank. Can he transfer some of HIS OWN funds, accumulated in ICICI Bank (after all taxes duly paid) to HIS […]
Is it illegal to have savings bank account once an individual is NRI. Converting saving bank account to NRO account was one solution suggested in internet Is it the right move ?
Dear Sir, i have availed a current account form old sector private bank. Due to non maintenance of minimum balance , the account in debit balance.( kindly note i have never availed a credit facility form the bank). On checking my CIBIL report the above current account no flagged as overdue in my CIR. However […]
Hi Ashal, Need a clarity on the deduction of the Principal Component (occurs marginally at the end of each month) over and above EMI deduction. Its been over 3 months I have taken INR 19,60,000 Home Loan SBI MaxGain, at the end of first month there was a deduction of some INR 7,000 which got […]
My house is mortgaged with LICFL and outstanding amount is 7.5L. I need education loan to sponsor my studies abroad with a tuition fee around 20L. For this process HDFC Credila needs a security. Can I transfer my loan to HDFC and get a education loan along in order to help my studies? Please help. […]
Hi, I need to go to the SBI Maxgain branch for generating Interest Cert. This branch is 20 km away and my savings a/c branch is near to my home. So can i transfer MG account to my savings bank a/c branch so that i can generate Int.cert.at my nearby branch. Thanks in advance.
My call centre shift is a night shift and I am not managing to handle my banking. Please give suggestions for banks with ibanking options?
Let me start with the background of the issue for which I have raise the complaint with SBI /Nodal officers and didn’t get the resolution and seeking advice. I have taken a home loan from SBI, Electronic City, Bangalore Branch in Nov-2005 with Fixed Interest rate of 7.5% and continued to pay the EMI till […]
Hello All, In my case, the amount of reward/claim for my father’s death will be given in four equal parts among us family members: Me, my mother & both of my sisters. Now, the cheques & FDs will have the name on it as they were at the time of my father’s death. Both of […]
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