How can I donate to help poor ?

I always wanted to contribute for helping poor. Recently I came across a lot of NGOs, please clarify what I have to do if I try to donate for helping poor.

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Home Loan Interest Rate – Revision and Maintaining the Cash Back Benefit in ICICI Bank

Dear Sir, I have availed a Home Loan facility from ICICI Bank on 31st Mar 2013 at floating rate of Interest of 10.5%. The Margin offered at the time of availing the Home Loan was 0.75% above the Base Rate of 9.75% prevalent at that time. At the time of availing the Home Loan, I […]

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Do we need to pay seperate income tax even if we fill Form 15G and 15H ?

Hi, For investment in FD, usually bank asks to fill 15g/15h forms. As per my understanding these are used to not deduct any tax from bank (Tax deducted at Source) but if we are in 20%/30% tax bracket then we need to submit separate tax for these FD investment. Considering FD interest in one branch […]

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SBI SB account type – SBCHQ-SBP GEN-PUB IND-RSA-INR

Hi, Today I found in Online SBI that my SB account type is “SBCHQ-SBP GEN-PUB IND-RSA-INR”. Can anyone please describe all acronyms here ? What does “RSA” mean? Is it mentioning any Salary Account product code? Thanks, Tuhin

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Where to start my FD – PNB or HFDC ?

Is it good to start FD in PNB HF and HDFC HF. They are offering 9.4% . My concern is they do not have online facility need to visit branch for opening and closing. SBT offering 9.15 for 700 days. For long term purpose we wont get benefit of annual yield for 700 days Which […]

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Fixed Deposits Alternate – where returns are decent enough ?

Can there be any other alternate to invest the money which is easily liquid when required and earns us higher interest since after deduction of TDS from Fixed deposits, the net return is very low.

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Is there any Tax implications for using NEFT for transfering money between two banks ?

I want to transfer a sum of Rs 75000 from one of my SB account to my  SB account at a different bank. Both these bank accounts are linked to my same PAN card. I had heard that for any transactions above 50K the bank will send a notification to the IT dept. And for […]

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Has any one used fundsindia.com ?

Just registered out of curiosity at fundsindia.com . Has any one else used it.Is it reliable or not also the monthly amount there retirement calculator is giving is too high ?

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Is it possible to transfer money from one NRE to other NRE account ?

Dear Mr.Manish, I want to know whether one can open two NRE accounts & is it possible to transfer money from one NRE to other NRE account. Please kind enough to clarify. Rgds, Rajanna K V

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Will my fixed deposits earn extra 0.5% interest when I turn a senior Citizen ?

I will take an example. Lets say I am 58 years old. I create a deposit of 5 years at say 8.5% (for ordinary citizens) in 2014. After 2 years, I will be 60 years. So 1) will my deposit (that I created in 2014 at 8.5%) will start earning 9% automatically in 2016? OR 2) can […]

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