Can somebody tell me what is meant by bank security? What are the procedures to get bank security?
Hi, I am thinking to buy and register a flat in my mother name(Who is house wife) with my NRI Home loan and my deposit. Will bank offer Home loan to register in my mother name ? Thanks, Sathish
Dear sir , I had an savings account in axis bank which due to some reasons left it unused having balance in zero so the bank reported my account to cibil as written of & closed my account after 1 year. Are banks allowed to do this ? What is the solution ? Thanks & regards
Dear Sir, I have taken Personal Loan Against Home Loan @11.25, After 2 days of loan disbersal bank changed interest rate to 10.15, when i approached bank to lower my interest they told that it is not possible in case of PL, kindly suggest any way to lower interest rate on PL (PL is taken […]
Hi, I have enrolled for Axis bank Encash 24 Linked FD . Anyone who is using same facility in Axis bank can guide/clarify as this scheme doesnt look transparent.Even Bank doesn’t provide clarity 1.Is there any particular space where my Encash 24 FD’s (Total nos, of FD,Date of creation/Maturity,Interest, etc etc) will be displaced on […]
Hi, I purchased a demand draft from SBI which had a validity of 3 months. The overseas institution did not en-cash the DD within this time-frame and now I want to extend the validity. How can I go about it? Thanks in advance!
I read your article 10 Things to Complete before you become NRI I have following questions : 1) PPF : can I continue to invest in PPF ? As per RBI FAQ :http://www.rbi.org.in/scripts/FAQView.aspx?Id=52 Note : NRIs are not permitted to invest in small savings or Public Provident Fund (PPF). It clearly says not permitted . […]
Dear Manish, I recently tried opening a BSBDA account at Yes Bank. But I was told that it is only for individuals with less than 50000 annual income. I went through the RBI circular for the same. But couldn’t find any such clause. Can you kindly clarify the same?
Hi Sir, i have a car loan for which i failed to pay off the emi for last 3 months but after 3rd month i have started clearing all past dues along with increase and now present emi are being cleared on time, and i have a credit card for which i have been paying only […]
I would like to open a savings a/c for my father apart from his normal account. I am looking for services like doorstep banking and hassle free Internet banking (Not able to goto bank every now and then). Is there any suggestions for this?
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