LIC New Bima Kiran (Table 150) – Review, Features and Benefits

LIC New Bima Kiran Policy is a premium back term assurance plan that provides financial protection against death throughout the term of plan together with a return of premiums paid at maturity. Features of the policy – (Table 150) Premiums can be quarterly, half-yearly and yearly throughout the term of the policy. Rider Benefit is available Maximum Risk covers up to Rs 10 lacs with minimum premium. Free insurance cover after maturity for a period of 10 yrs. Term of the policy 25 yrs Free Risk Cover (depending on term) for 10 yrs after maturity. Benefits of the policy – […] READ MORE

LIC Jeevan Lakshya (Table 833) – Review, Features and Benefits

LIC’s Jeevan Lakshya is a participating non-linked plan which offers a combination of protection and savings. This plan provides for Annual Income benefit that may help to fulfill the needs of the family, primarily for the benefit of children, in case of unfortunate death of Policyholder any time before maturity and a lump sum amount at the time of maturity irrespective of survival of the Policyholder. This plan also takes care of liquidity needs through its loan facility. Features of this policy – (Table 833) Minimum and Maximum sum assured is Rs 1 lacs and no limit. The policy term […] READ MORE

LIC Jeevan Shiromani (Table 847) – Review, Features and Benefits

LIC’s Jeevan Shiromani plan offers a dual benefit of protection and savings. This policy is specially designed for High Net-worth Individuals. Financial support for the family in case of unfortunate death of the policyholders is provided during the policy term. If the policyholder survives at specified duration during the policy term, then Periodic payments shall also be paid. And a lump sum payment to the surviving policyholder at the time of maturity will be paid. In addition, this plan also provides for payment of a lump sum amount equal to 10% of the chosen Basic Sum Assured on the diagnosis […] READ MORE

LIC Jeevan Saral Plan (Table 165) – Review, Benefits & Features

LIC Jeevan Saral is a very special kind of endowment plan from LIC. The policy offers various benefits like flexibility in choosing the premium, tenure of the policy, tax benefits, loyalty additions, various riders and is aimed at investors who would like to get guaranteed returns from their investment. Also, unlike other LIC policies, this policy also gives back the premium amount along with sum assured on death. One can choose the premium on a monthly, quarterly, half-yearly or yearly basis as per their convenience. Features of LIC Jeevan Saral (Table number 165) In this plan, your sum assured is […] READ MORE

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