54 EC Capital Tax Bonds – How to save your tax after selling house?

When you sell any capital asset like a house, gold, bonds or debt mutual funds over a long period, you generally make a PROFIT, which is called as Capital gains. This is treated differently from “interest income” which you get from fixed deposits and these capital gains are taxed at 20%. In case of selling […]

READ MORE

e-Nomination facility in EPF accounts – Update your Nominee online?

Almost all the salaried employees have an EPF account. For many years and sometimes for decades, the money gets added to this EPF account and we all feel great about it. However, we do not pay attention to a small thing which can lead to a big problem. And that is not having the right […]

READ MORE

What is SIM Swap Fraud & How to prevent it?

The telecom and financial services have drastically changed over the last 15-20 yrs. and this means that you can do lots of things over your phone now. You don’t need to go to bank for everything. Now your mobile itself is a bank and it will let you transfer money to anyone and transact with […]

READ MORE

8 things this Lockdown has taught me

We all are in lockdown from last 70+ days & this is probably a once in a life event. The whole world is fighting coronavirus and some form of lockdown is there in every part of the world. People are losing jobs, seeing salary cuts and we all are wondering how the future will be […]

READ MORE

How to claim refund from IEPF? (Unclaimed dividends, stocks)

Have you ever thought what happens to all those unclaimed dividends, shares or any money which was lost in scams or frauds? It might also happen that your grandparents or parents have made some investments and you are not aware about it? How to find it out and claim it back? The answer is IEPF, […]

READ MORE

What happens when stock gets delisted from stock market?

Today, we will see what exactly happens when a stock is delisted from stock market? What happens to the shareholders and how they get the money back for their shares? To understand de-listing, first let’s understand meaning of “Listing” So when a private company wants to be become a public limited company and offer its […]

READ MORE

Why that IDIOT is RICH and I am not ?

I got a call from one of my friends. He was feeling down in life and wanted some help on how to deal with the current negative scenario, he asked me some questions and requested for some coaching, he started with questions like How can I make more money? How can I have a blog […]

READ MORE

7 principles of Insurance which every investor should know

I generally come across some very basic insurance related queries like “I am not a smoker right now, if I buy a term plan – will I have to inform the company in case I start smoking in future” “My father just got diagnosed with diabetes, Can I get a health insurance which covers that?” […]

READ MORE

Past, Present and the future – Wealth Creation & Life

I (Nandish Desai) and Manish Chauhan recently did zoom call for our wealth creation clients and from the call I am sharing a few points with all of you. The three words past, present and future have connection with our life, every area of life and also our wealth creation journey. We all have some […]

READ MORE

3 months EMI Moratorium benefit – Why you should NOT opt?

Today, there was a news about 3 months moratorium (which means a temporary relief) benefit on all kind of loans and how investors won’t have to pay their EMI for 3 months. However it was celebrated by investors without understanding it fully. So I thought of clarifying some doubts regarding it and to share with […]

READ MORE

FREE Financial Health Checkup

Take up a detailed 25 questions financial health checkup to find out how much you score out of 100?

Archives