Which investment is better? EPF or NPS

Respected Sir I would like to know weather NPS is better than EPF account in terms of pension as well as investment in future. If I have the option to invest in NPS or EPF than which one should I choose?

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Insurance money and tax

People say to calculate Insurance based on your goals and needs. Let me assume my family will need 50lakh in my absence to cover the expenses and meet other goals. Now if i die after 5 years.Insurance company gives 50lakh to my family ,this amount is taxable right? if yes the tax above 10 lakh […]

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What will you look in a financial planner before you hire him ?

I would like to know from everyone is what is the most important thing you will look in a financial planner before you hire him , what is one thing that will stop you from hiring him ? please list down all the things or discuss in detial   Manish

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Is there any special saving bank account to keep Emergency Fund ?

Which bank offers the best Savings bank account to keep all or part of your emergency fund?

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Technique of Investing

Have heard that Technique of investing can be helpful .Some being – SIP , Laddering ( NSC , KVP etc ) .So if you can share any technique you know can be of help to the investor .

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How much percentage should be allocated to small and mid caps in portfolio?

  How to decide the percentage of small and mid cap in portfolio?

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Financial

I am newcomer for investment. Sujest me some shares which can be held for atleast 10 years. As I am not planning to withdraw money. I can review once a year the investments. I would like only long term bets which are aviable at decent price

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Please help to achieve Financial Planning

I would like to request you to advice for new investment strategy based on my income and expenses. Before proceeding we will discuss on how to achieve realistic financial goal. This time, please suggest how to go; I really do not understand how we can start. We will make new strategy base on my (income […]

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mutul fund

Please suggest 5 best  mf scheme (for 5 year horizon) for investment through  SIP Rs 5000/- month for 15-20% return with moderate risk.

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market is again rising,on which point retail investor have to out of market & sitting on cash

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