Sir, In http://www.jagoinvestor,com/2009/05/nps-new-pension-scheme-detailed.html there is a clear statement that you can get a lump sum at your retirement and a fixed monthly income for the lifetime in NPS. It will work almost the same way as Private Pension Schemes .And if it has equity option and than, why cant we say that it is better than purely […]

When you are following SIP methodology and investing every month let’s say to a mutual fund(s), are you not incurring the cost of commission every month? Is there any means so that we can invest with out any fee.  

Respected Sir, As of now, I want to know weather i have the option of withdrawing whole amount from NPS account at time of my Retirement, or is it compulsory that i get only pension , and no lumpsum amount from NPS . Also can my retirement age be flexible,say if i want to retire […]

Hello, Am 29 years of age. I have been invests are in MFs, Stocks & in FDs. I have a LIC policy which is Jeevan anand which is for 25 yrs. I want to have a Pension plan now. Can any body suggest me best available Pension scheme apart from NPS. I guess NPS is […]

IS NPS good scheme for pension to start invest at the age of 31 years. I want to invest in any good pension scheme and I thought as government came up with NPS, I would like to invest on it. Could you throw ideas on this.  What is the NPS tier-1  and NPS tier-2.   […]

Hello Sir, I am thinking to do effective financial planning so that my long term goals like Child education, Retirement can be fulfilled. Do you know any tool or website where personal Financial planning can be tracked? Preferably I should be able to track FDs, MFs, Real estate income, Shares and savings account. Also I would like […]

I have SIPs for 16K/month in HDFC top 200, DSPBR top100, BSL frontline equity, HDFC prudence, Fanklin bluechip, Sundaram select midcap. I opted growth option. Is my choice is good? Is it sufficiently diversified? Shall i have to add/delete any fund(s)? Please suggest. Thanks

Dear , Any guy who have a property around cost of Rs 50/-lac and if he/she want to sell his/her property (he/she have other resource for residance) and want to invest the same amount for regular monthly income. pl.suggest best option? Now he is working & his tax bracket end of 20%,want to generate a […]

Respected sir, I want to know how much returns can i expect annually if i reinvest the monthly income from MIS of post office into Reccurent deposit scheme of Post office e.g. if I have Rs.300000/- in MIS account and i Get Rs.2000/- p.m. of interest and i invest this Rs.2000/- every month into R.D. […]