The first step is to look at your data and understand your current position and analyse old portfolio
As a next step, You get a financial life score out of 100. You will get deep insights about your financial life.
The next steps is to map your financial goals with your resources and see how much of your goals are achievable.
Your portfolio will be created now and funds will be chosen as per your profile and financial goals targets
The next step is to execute your plan on your own or with us. Your project is complete now
A dedicated, qualified and trained advisor will be assigned to you from our team depending on your profile.
An agreement will be signed with you, along with the documentation part which will help you get into our system
Every 6 months, your portfolio & financial goals process will be reviewed and a deep discussion will be done.
We monitor and track your portfolio and if any changes are required, we will take required actions.
We make sure that your goals are achieved with least stress and on time. We will make sure it happens!
However, my real story started when I came in contact with Jago Investor team. I contacted them first in October 2014 by searching on net.
Their financial health check up is a systematic approach to know where we stand today...After thoroughly going through all my so-called investments, they made many changes, made me stop bank FDs, old SIPs, Insurance policies & what not...and they devised a new financial plan for me.
My financial health check was an expected eye opener.
Eventually after a lot of calls and discussions when my first SIP was set up - i was further relieved. Now every month - I feel as eager to see my SIP deducted from my account, as much as I await my salary 🙂
They held my hand through the entire process, explaining each and every small detail, helping me creating goals, told me what I was doing wrong (made me sell the ULIP - that was a difficult frog to swallow ! ) and designed my investment plan.
I started out ambitiously, moving nearly 40% of my income into SIP's.
I've been doing it for a lot tole more than a year now, and it's been fabulous. In a year when the markets haven't moved much, we managed a decent growth of nearly 20 %
And even though my investments were not going to be that substantial, I did not see any discrimination in handling of my portfolio by the team.
Lastly I would like to say that the Jago Investor team is always available to you. I really appreciate their prompt responses in any given scenario.
Our financial planning is process driven and not human driven anyways. Which means that the process of data filling, advice delivery and creation of financial plan is centralized already.
The planner who works with you will be a qualified CFP (certified financial planner) or a NISM certified investment advisor. They are trained enough and qualified to work with investors and deal with their queries.
Yes, we will suggest you in taking the right term plan and health insurance plan as per your requirement.
We can also help you in buying the policy totally online (and at the same premium which you get online on your own).
Just because you are investing does not mean that your financial life is planned well and things are in order. There are more than 15 parameters which we check when do your financial planning.
How well are you investing is just 1 parameter we look at. If you are investing already, it becomes even more important for you to check if you are on right path or not?
If you are investing through our platform, in that case you do not pay yearly fees. All you need to pay is ONCE and till the time your investments are managed by us, there is no yearly fees for you.
Otherwise, the fees payable by you is valid for the project till its delivered. Once delivered, you can then come back to us in future if you want to go through the exercise again and pay again.
As our model is online, any person sitting either in India or outside India can take our service and its delivered to everyone in exactly the same way.
We have often seen that NRI's require financial planning much more than residents because a higher amount is involved most of the times and one small mistake can cost lakhs of rupees.
We already have more than 100+ NRI clients at the moment
We currently have close to 800+ families as our clients. We have clients from almost all the major and small city in India and many NRI clients across US, Middle East, UK, Singapore and other 20+ countries.
Yes, you can surely take only advice and pay the fees for that advice.
There is no compulsion of investing through us. Only if you trust our process and are excited with our wealth creation services - you can choose to go with it.
Finscore is a Copyrighted tool created by Jagoinvestor after working with more than 2000 clients.
It is an intelligent planning tool which helps an investor in taking their financial life to the next level. We take your financial data, do some number crunching at the back end and screen your overall financial life using 15 strong parameters. It analyzes your financial life and give a score between 1-100.
Finscore is about aligning your financial life with the defined 15 parameters and taking corrective actions.
Actually its the best situation to be in.
If you are totally new to investing, its means you are like a blank canvas. You have no past mistakes baggage and we don't have to spend time in correcting things. We just have to plan things out and get into action quickly.
we have an exhaustive contract which will be signed with you. It has all the points related to data confidentiality and data security along with terms and conditions.
Yes, we take your data online and our website is https enabled. Our servers are fully secure and we take measure in data protection.
Only you have access to your data along with our team. Your data is always used for generating your Finscore and to provide advice and nothing else.
You can be rest assured about the data security.
100% . Your data is never shared with any 3rd party ever.
We use your data only for what is mentioned in the contract, which will be to provide the financial advice to you.
Our ideal client is someone who earns anywhere from 10 lacs to 75 lacs per annum. However that's 95% of our client base. We also have clients who want to just start a SIP of Rs. 5000 or want to just do tax saving !. So please talk to our team in anycase.
Most of our clients are in following professions
Not at all! .
There is no account opening charges or any transaction charges. You will not pay anything else other than the fees mentioned in the start of your project.