POSTED BY September 8, 2012 12:36 pm COMMENTS (10)
ONDear Team,
I want to invest an amount of 10000/- per month through SIPs. upto 10 years.i am expecting best returns.
Please suggest me the best mutual funds.i can take risk.
Thanks
Ravi
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Dear Ravi, your query is a sure shot way to land into troubled waters. May I know what’s this BEST RETURN as per your own definition?
Thanks
Ashal
Dear Ashal,
I am getting diversification in the funds.
Dear Ravi, think again. By investing in 3 funds from Midcap category, are you really diversifying or merely replicating the portfolio? Same for the large cap funds
Thanks
Ashal
Dear Ashal,
I will invest in the following funds:
Large Cap MFs
1.ICICI Pru Focused Bluechip Equity Retail – 3000/- monthly
Small & Midcap MFs
2.IDFC Premier Equity Plan A- 3000/-monthly
Multi cap MFs
3.DSPBR Equity – 3000/- monthly
Thanks
ravi
Dear Ravi, Now it’s ok. Please go ahead with your selected funds.
Thanks
Ashal
Dear Ravi,
this is better time to start SIP in MFs..
you can do SIP of 2000 each in these funds.
Small & Midcap MFs
HDFC Mid-Cap Opportunities
ICICI Pru Discovery
IDFC Premier Equity Plan A
Large Cap MFs
UTI Opportunities
ICICI Pru Focused Bluechip Equity Retail
Regards
ashish
Thank u Ashish.
Ashal,
Best returns my assumption of 15 %.
Dear Ravi, for 10Y or more period from here onwards, please tone down your return expectations. It’s good if you expect 12% & get 15-18% in actual. But it ‘ll be very painful that you expect 15% & get 10-12%. You may found yourself off target at the end of your time frame if you are keeping such high return expectations.
Thanks
Ashal
Thanks
Ashal ,
Can i go with funds what Ashish mentioned.
Dear Ravi, instead of giving a direct yes or no type answr, I w’d like you to check the portfolio of each of the funds mentioned by dear Ashish. Now tell me after this checking that you are getting real diversification under the suggested fund?
Thanks
Ashal