Which mutual funds i have to select

POSTED BY Ravi Kumar ON September 8, 2012 12:36 pm COMMENTS (10)

Dear Team,

I want to invest an amount of 10000/- per month through SIPs. upto 10 years.i am expecting best returns.

Please suggest me the best mutual funds.i can take risk.

Thanks

Ravi

10 replies on this article “Which mutual funds i have to select”

  1. Dear Ravi, your query is a sure shot way to land into troubled waters. May I know what’s this BEST RETURN as per your own definition?

    Thanks

    Ashal

    1. Ravi Kumar says:

      Dear Ashal,

      I am getting diversification in the funds.

      1. Dear Ravi, think again. By investing in 3 funds from Midcap category, are you really diversifying or merely replicating the portfolio? Same for the large cap funds

        Thanks

        Ashal

        1. Ravi Kumar says:

          Dear Ashal,

          I will invest in the following funds:

          Large Cap MFs

          1.ICICI Pru Focused Bluechip Equity Retail – 3000/- monthly

          Small & Midcap MFs

          2.IDFC Premier Equity Plan A- 3000/-monthly

          Multi cap MFs

          3.DSPBR Equity – 3000/- monthly

          Thanks
          ravi

          1. Dear Ravi, Now it’s ok. Please go ahead with your selected funds.

            Thanks

            Ashal

  2. ashish says:

    Dear Ravi,

    this is better time to start SIP in MFs..

    you can do SIP of 2000 each in these funds.

    Small & Midcap MFs
    HDFC Mid-Cap Opportunities
    ICICI Pru Discovery
    IDFC Premier Equity Plan A

    Large Cap MFs
    UTI Opportunities
    ICICI Pru Focused Bluechip Equity Retail

    Regards
    ashish

    1. Ravi Kumar says:

      Thank u Ashish.

      Ashal,

      Best returns my assumption of 15 %.

      1. Dear Ravi, for 10Y or more period from here onwards, please tone down your return expectations. It’s good if you expect 12% & get 15-18% in actual. But it ‘ll be very painful that you expect 15% & get 10-12%. You may found yourself off target at the end of your time frame if you are keeping such high return expectations.

        Thanks

        Ashal

        1. Ravi Kumar says:

          Thanks
          Ashal ,

          Can i go with funds what Ashish mentioned.

          1. Dear Ravi, instead of giving a direct yes or no type answr, I w’d like you to check the portfolio of each of the funds mentioned by dear Ashish. Now tell me after this checking that you are getting real diversification under the suggested fund?

            Thanks

            Ashal

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