Term Insurance Plan From LIC for 35 yrs with diabetes ?

Hi,I’m a 35 year old person who is obese and has been diagnosed with diabetes,I do not take any medication.Have the same controlled with diet and exercise. I am planning to go for a LIC Term policy,Will the same be rejected on health grounds. Regards Victor

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Which Term Insurance to go for – How about SBI eshield ?

Hello Need suggestion on selection of term insurance I am 27 and already have a lic insurance called “Jeevan Anand”  of Premium 51000 yr ,but the return is very low of  only 1020000 that too after 21 yrs ,planning to close it, have paid 3yrs premium  , but i came to know that i will loose a good amount […]

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LIC Plan Information – Where should I invest Rs 30-40k per year ?

Folks, I hope you all are doing well! Well, may be easy question to confirm but as i am not much aware about LIC so asking you.. My moms age is 54, i want to invest around 30-40k/ annum as a part of insurance, so LIC will be a best option or some other company, […]

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Shubh Nivesh as a retirement Plan – The agent is behind me for this ?

Hi, SBI agent is behind me to sign up for Shubh Nivesh where I pay 100000 for 7 years and he is guaranteeing it to be at about 11lakhs. If I sign up for the retirement benefits out of it, I will get about 9.2k per month till my life time and same amount to […]

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Can we trap the Insurance fraudsters to send them to jail?

I am very much aware that IRDA does not make any promises to customers directly but these fraudster who somehow got details of 4 policies my family have with LIC. They also knew that I am making online payment and that means Agent is no more providing any support.   They informed me Agent takes […]

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Want to close 2+ year paid – Endowment Assurance Policy – Limited Payment

Hi Sir, Need help and suggestion for closing my LIC policy which is 2.4 year old, closing it as I require money.Details given below. The Endowment Assurance Policy – Limited Payment Policy N0 Enrollment Date Prm Amnt 883879003 01/05/2012 2,540.00 883879005 01/05/2012 2,540.00 883879008 01/05/2012 2,540.00 883879009 01/05/2012 2,540.00

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What decision should I take for my 4 LIC policies ?

Dear Expert, I need you valued advice regard LIC policy continual or surrender. I have 4 policy as mentioned below, please advice can I surrender all these policy. I have term policy from SBI life insurence. Policy start date maturity Amount Paid Insured value Bonus received Surrender Value Money 08/01/02 08/01/22 79,670 100,000 40,000 31,136 […]

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Any good pension plan or retirement plan ?

I want to buy 1 pension or retirement plan for 25- 30 year investment please guide from which bank or plan i should go. I am 29 year and 40 pm salary holder.

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Advice on LIC Endowment Policy – Table number 14 ?

I have taken LIC  Endowment Assurance Policy (T.No.14) as per following details : Yearly Premium  :  1017/- Policy Start Date :  Sep-1997 Sum Assured :  25000 Policy Term :  25 Years Vested Bonus :  23400 Current Surrender Value :  22214/- I have paid premiums for 17 Years & current year premium is due for payment. […]

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Procedure for LIC policy Surrender – Jeevan Saral

Dear Sir, I need your advice for following I have three LIC policy 1. Jeevan Saral for me of 2,50,000 for 15 year i m paying 3062.00 quarterly since 28/01/2009 2. Jeevan saral for my wife of 5,00,000 for 30 year paying premium of 12130 half yearly since 26/09/2011 3. Jeevan Anand for me of […]

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