Sir i am working in Central industrial security force which is a paramilitary force   deployed in security of Vital installations of country like airport ,metro ect. i wish to take a 50 lakh term insurance plan . but i have heard that ” on duty risk ” are not covered under these plans .kindly […]

I have a running life insurance policy and I want to reduce my cover to make it to a minimum permissible amount as per IRDA rules. I requested my life insurance company, but they are denying to reduce my life cover.   Please let me know if it is allowed as per IRDA and what is […]

Hi Manish, I am Yegappan Muthu, Age 28. For the past 5 years I worked as NRI. I didn\’t avail any term insurance. January 2014 I joined in a Bangalore based company. My job profile is to support international clients. I will go to India for 3 or 4 weeks once in 3 months. My […]

Dear Friends, Like many of you must be having, I also have 3 Old LIC Policies as below: Policy,  Taken On,  Yearly Premium Jeevan Surabhi ,  28/07/2001,  8002 Jeevan Chaya,  01/04/2005,  15246/- Jeevan Rekha,  18/02/2006,   7884/- I have gone through many articles about Tax implications for surrendering these policies. However, I have specific questions to […]

Actually my father bought a Tata aia life subh life plan 3 years ago . Here are my policy details : tenure : 15 yrs annual premium amt : 12k amount paid : 36k (3 yrs) I have following doubts as I am unable to pay further premiums : 1. if I surrender now how […]

I have a policy max life insurance  life partner plus endowment age 75. I completed my all premium @50000 x 7 years. Last premium paid 2012. But after completion of 8 years the same policy surrender value is very low. The maturity date of the policy is 2081. Its very long. So kindly advice me […]

Hi I have recently taken Amulya Jeevan II for a sum assured of 50 lakhs/35 years at 10k annually. I have paid it for only one year. With LIC online term policy the premium calculator shows that I can avail the policy of basic sum assured 1 Crore/35 years at 12k annually. Which is almost […]

Hi All, I had taken a LIC Amulya Jeevan Term plan for 30 years when my age was 26. I have been paying my preimums on time and the next premium due is in December. I have got married now and expecting a child and hence want to enhance my cover however, i would rather […]

I am looking for a life insurance policy which covers both husband and wife so are there any life insurance policies . I was thinking about the SBI Life – Saral Swadhan+ but i am not sure whether this would cover both husband and wife.

Hello I have following polices , i want to stop all the Premium payments & surrender ,can you please help to advice the surrender amount Jeevan Anand   Premium Rs 15254 yrly tenure 21yrs –> Premium  paid since 2007 Jeevan Saral   Premium Rs 24020 yrly tenure 35yrs –> 2 Premium paid New Bima Gold   Premium Rs […]