Term Insurance Update for Future NRIs

Hi Guys, I hold a HDFC Term plan and would like to increase the cover before I take up employment abroad in the US. I called the HDFC call center and they mentioned that it is not possible to increase cover within the same plan. Would you guys recommend taking an additional term plan here […]


Where can I get LIC FAB rates ?

Hey everyone, I’m on the lookout for the FAB rates that the LIC declares for different policies. I need a document or circular that anyone can mail to me rather than just assumptions that it would be a particular % of the SA. Does anyone have any such documents from the LIC? Also has anyone […]


Are there any Online Term Insurance available with Percentage wise Nomination?

Guys, I am considering taking online term insurance. My age 30. I am looking for a plan where i can specify nomination as percentage wise ( i have seen this kind in EPF, which i think useful when you have set of dependents). This is basically to segregate the nomination for dependents. Any Idea? Please […]


Planning to Buy Life Insurance from BankBazaar.com

Hi Friends, I am planning to buy life insurance online from BankBazaar. Anyone can suggest me ,is it good way to buy or not?


Are their insurance policies to protect my cows in our dairy farm ?

Sir, my name is sharath, and recently i came to know about your blog. I am 21 year old and i also read your 16 personal finance principles every investor which made me to change in my daily routine about savings thanks for such a book, I borrow that book with my friend,i dont have […]


How to get better coverage and better returns on my investment ?

Hello, I have a LIC Jeevan Saral Policy since October 2008 (7 premiums paid) and with a yearly premium of Rs 36030 for 35 years. I have claimed 80C for all years but I feel the cover is in adequate. I feel I should surrender the policy and invest this amount into a term life […]


Reliance Guaranteed Money Back Plan – Shall i continue?

Hi, Bought Reliance’s Guaranteed Money Back Plan – on March 2014 with annual premium of Rs.97,000. Policy term 15 Years and Policy paying term 10 Years. Return will be like this March 2025 to 2028 – Rs.131,330 March 2029 – rs. 350,215 plus loyalty and maturity addition of Rs.262,650 and Rs. 131,330. Shall i continue […]


Query on Life Insurance and Equity linked savings scheme

Hello all, I am 26. Single. Salaried. I would like to get your advice on Life Insurance and  Equity linked savings scheme. Please let me know if I am missing something or if I am wrong at any point. After (re)searching a lot  I have come to below conclusions 1. One should never mix life insurance […]


What is the difference between ICICI icare & iprotect term plans ?

Hi Jagoinvestor members, While searching for online term insurance, I came across two different products from ICICI – icare & iprotect. The premium for iprotect is less as compared to icare. Can someone please help me understand what is the difference between these products ? Thanks Arpit Gupta


Is decreasing Solvency Ratio a concern ?

While looking at the IRDA annual report-statement 10 in the report, I found that the solvency ratio of some of the insurers are decreasing….for eg. Icici lombard, hdfc standard etc. Is this a cause of worry? Since IRDA mandates a minimum solvency ratio can this be ignored ?


FREE Financial Health Checkup

Take up a detailed 25 questions financial health checkup to find out how much you score out of 100?

Subscribe to Newsletters