Hi Folks, I know that I shouldn´t have done this stupid mistake, but its too late to regret about my decision. It was in 2006 when Term insurance was not popularly known (or dint even exist?) to me, so the only option I had is to take an endowment policy with the LIC. Now after […]

i am planning to surrender my 4 year old LIC’s Jeevan anand policy…is the surrender value taxable? What are the other tax implications for that? Thanks.  

Dear Manish, pls guide, I had applied for a online term plan of 75 lakhs premium amount already paid Rs. 4604/-  from Aviva for my wife on dt. 02. 06.14. Where we were informed that there will be a medical test in next week at our residence for free of cost and was duly conducted. […]

Hello, I have a life insurance cover of ICICI prulife life time pension II. I have been paying the premium regularly for last 10 years. I have the premium paid certificate as well. when I checked with the insurer I was informed that for the year 2009-2010 I have not paid the premium , but […]

Hi All, I already have a insurance cover of 50 lakh from LIC term plan. I would like to increase my cover as I am now married and expecting a kid soon and would be turning 30 next year. I would ideally like additional cover of atleast 1 crore more taking my total cover to […]

I have a term plan of birla sunlife named dream plan which I took in 2007. I pay Rs 12500 premium and have sum assured of 50 lakh with term of 25 years. Few months back I have shifted to kenya and will be staying here for 8 to 10 years as I am working […]

Hi Manish I would like to buy an insurance policy, but I am not able to take the decision that which policy should I take. Please guide me. My requirement is minimum policy coverage is 75 lakh. Policy term 30-35 years. So please guide me should I go for term plan or the policy which […]

Hi, I have taken SBI term insurance 3 years back. Recently I have received an SMS alert from SBI to convert the policy to online term insurance policy. Is this good idea to convert to online policy? I know there will be some difference in the premium amount specially more discounted price if converted to […]

Dear Team, I am going to take term plan. Actually, what my query is – I was smoking very rarely (means 3 months once) till 2013. Now I stopped smoking since 8 months. Now i don’t understand which category will i go? Now i think that i can go as non smoker. Is it right? […]

Dear Team, Thanks for your valuable information. Now i am looking for term plan. I searched some of the company’s products. Finally I decided to take either Aviva Life Insurance or Aegon Religare (LIC e-term also but cost higher). Now I am confused which one should I take. Please suggest me good one among this […]