I am hunting for a good Term Insurance and have a few queries. I had read somewhere that there is a Limit on Sum Assured for Term insurance which is capped at 10 times the annual income as per IRDA. I am a salaried individual and do have a precise monthly income. I searched the […]

Hi, I would like to invest on ‘Tata AIA Life Insurance Money Maxima’.  Please advise if this is good policy to go? Regards Sarma US

I have one offline Term Plan which is more expensive in comparison with Online Term Plan available these days. I want to know if  I can surrender existing Term Plan and apply for  New Term Plan. Do I need to disclose details of surrendered Term Plan while applying for New Term Plan.

Hello, I have paid premium for 3 years. The policy is Life gain plus 20 participating plan( Tradional).  It is a withdrawn policy now. I want to terminate this policy and invest in something else. Pls advice how could i terminate and get my money back? Your advice would be of great help.

I am looking for a term insurance of 50 lacs cover or more. Currently I am covered by a corporate term plan as well as a money back policy from reputed insurance company. But I am looking for more cover. I am 30 Yrs male. I am a moderate social drinker and sometimes smoke also. […]

Is it better to use a term plan calculator to check the amount I have to pay for premium before investing in one. Will it help?

Hello, Pls tell me how to calculate the total amount we get after terminating a policy for which premium is paid for 3 years?

I hold a LIC Jeevan Mitra (Triple Cover Endownment Plan) (T. No. 133) from 2007 with sum assured as Rs. 2,50,000/-  I am paying yearly premium of Rs. 10,092/- I have almost completed 7 years paying premiums.  Please suggest whether I should continue with the policy or surrender the same.

I paid my first annual premium of Rs 25,000 in cash to a local LIC agent through a reference for an endowment plan. Today I came to know through this website that online term policy+PPF is a better option. I also read about the cooling period of 15days, but the agent told me yesterday, He […]

Dear sir I have 8 LIC policies from November 2007 which is 1. Anmol Jeevan-1 (5 lac )– Table No. 164 (For 25 year) 2. The Money back policy – Table No. 75 (for 20 year) 3. The Endowment assurance – Table No 14(for 21 year) 4. The Endowment assurance – Table No 14(for 22 […]