HEALTH INSURANCE floater plan for me considering that I am a smoker ?

Dear sir, I am 54 yr old. I do not have any kind of insurance. My family includes my wife and two children aged 20 and 13 yrs respectively.Kindly suggest an appropriate HEALTH INSURANCE floater plan for me considering that I am a smoker.

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My Parents are covered under central government health scheme (CGHS) scheme. Is it sufficient ?

My parents (Fathers: 61 years, Mother: 55 years) are covered under central government health scheme (CGHS) since my father was a central government employee. I have health insurance of 3 lacs offered by my employer. So is this sufficient for my parents or should i buy another health insurance for them which will be very […]

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Life and Health Insurance suggestions required for my parents

hi Manish/Nandish, I am a big fan of jago investor. I have been reading your articles regularly. Currently reading your 2nd book. Thank you for spreading awareness about financial planning. I have 2 questions/doubts 1. My parents (Fathers: 61 years, Mother: 55 years) are covered under central government health scheme (CGHS) since my father was […]

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Already paid 5 premium of ICICI Health Saver plan – should I continue?

I have already paid 5 premium for ICICI Health Saver plan? 5 years is lockin period. Question are – 1. should I continue to pay premium or stop paying to avail only 5 lakh cover?If I stop paying premium will they take premium from my fund and make me pay premium again once fund is down? […]

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What is the maximum number of claims allowed over the policy period of health insurance ?

hello, I have following queries regarding health insurance : Q1) suppose I claim for health insurance once , can I claim it once again during the same policy period Q2 ) wish to know  what is the maximum number of claims allowed over the policy period of health insurance. Q3) If I can claim more than […]

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Worst experience with RELIGARE Health Insurance

RELIGARE have rejected the proposal of my 14 year old healthy kid on the grounds of the 2-3 years old past medical history of SYNCOPE, although the doctors then had given clean chit after performing ECG, MRI etc. RELIGARE refused to do a fresh medical examination on him to verify condition of health in case […]

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Oriental Happy Family Floater Cheating by increasing the premiums

Hi, Last year I have taken Oriental Happy Family Floater through medimanage & I paid 19K for 3 members(me,father & mother) …This year I thought the premium will be less since I have not claimed anything but to my surprise the premium is increased with 9K extra saying that Oriental has increase premium… What to […]

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Which Health Insurance should I buy ? My annual income is 2 lacs only

which health insurance should i buy for my family consisting of 3 members aged 42, 35 and 10 yr\’s healthy and strong, that can give me good benefit  in the long run and the yearly premium should not burden my pocket as well, as my annual income is 1.8 to 2.0 lacs approx.

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Suggest me Health Insurence which covers Knee Replacement

Hi , My Mom age 52 yrs,She is having knee problems.Doctor suggested to go for Total Knee Replacement. I am looking for Health Insurance which will cover Knee replacement. As its a Pre-existing disease ,I have verified, all insurance companies are covering after 4 yrs. Could you please suggest me ,Is there any insurance which […]

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Want to buy a health Insurance for my family – Interested in Religare Care , but concerned about its claim settlement ratio

Hi All, Need some suggestions regarding the health insurance . I am 31 years old and want to take a family floater insurance for me, my 24 years old wife and kid of 1 year. My company is providing insurance of 3 lakhs. Still I wanted a personal insurance for which I spoke to the Medimanage people […]

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