Dear Experts, I am covered upto 6 lacs with Oriental happy family floater taken 2 yrs back. My age is 42, my wife 39, child 12 years. Now the third policy claim free renewal is due on 23 Dec 2014. 1. Should I upgrade my existing policy to 10 Lacs from Oriental. Premium for adding […]

Hi everyone. As per agent he is going to include me(with parents) in a company’s group & we can avail all group health insurnce benifit. He’s giving Oriental health insurance. for 3Lacs health cover yearly premium 13425/- for me & my parents.My current age is 25.All preexisting diseases will cover after 1 year(my parents have […]

Hi, I got married recently. I am looking for a health insurance policy which would cover my wife and me. Below are my requirements. Coverage of 10 Lacs Lifetime renewal Maternity benefits preferred but not mandatory Both of us don’t have any PEDs. I have gone through these 2 policies: ICICI Lombard Complete Health Insurance and […]

Hi, I am looking to buy a health insurance and currently in a little confusion as to which company to go for as the market is full of endless options. I have already read many related articles in your forum but couldn’t find particular suggestions. I can tell you briefly what I need and if […]

I want to invest.. Why Indians are afraid of buying health insurance? Investing in insurance plans is worth it?

Dear Sir I am planning to buy Super Top Up – When I looked at policy wordings for United India, it gave me a feeling that it will work like Top Up. https://uiic.co.in/sites/default/files/uploads/downloadcenter/SUPER%20TOP%20UP%20POLICY_0.pdf It has clauses like mentioned below \”Any claim under this policy shall be payable by the Company only if ….. \”all limits […]

Does anyone have personal reviews of the ICICI Lombard Complete Health Insurance plan, specifically related to the following, 1. Premium amount 2. How much does the premium increase in future? (I have read many reviews where premiums were doubled in future) 3. Coverage 4. Terms and conditions Would you suggest any other health insurance plan?

Manish Sir I have very bad experience with New India Assurance Ltd. I have a policy with New India Assurance Co Ltd from last 20 years husband & wife. Last year we have increased the policy amount and updated it from Mediclaim 2007 to Mediclaim 2012.last year also they asked me to pay the entry […]

Manish Sir I want to know whether there is portability available for Mediclaim health policies ?

Hi , I am looking for good medical insurance policy . I am married from recently 4 months ago.  I am 30 years old. My organization has already provided my medical insurance policy worth of 2 lakh. I am searching policy for me, my wife and children also in future, so that i can add […]