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Is Life Insurance an "Insurance" or "Investment Product"?

Life Insurance is nothing but an insurance product covered for your Life. In case of death, the sum assured is given to the nominees. Unfortunately in India, people see Life Insurance as Investment Product and not as an Insurance Product.

Many people don’t understand that insurance gives financial security to their dependents in case of there death, rather they see it as the last benefit provided to them and the most important thing for them it that they get the money-back in case they survive the tenure of Insurance.

20 things to know before buying a Term Plan or Life Insurance

Why one should buy Life Insurance?

Life Insurance is nothing but an insurance product covered for your Life. In case of death, the sum assured will be given to the nominees. One should buy life insurance because it will give a financial security to the family in case of untimely death of the policyholder.