Hi – I had a horrid past (2003 to 2008) due to bad friendship and then IT recession and to sum it up.. a bad family life which ended in a DIVORCE!

Having said the above, I have tried to pay off, settle most of my cards and loans but I see 3 of the credit cards that show as Written Off and the total Outstanding is crazily HIGH. For eg. A card that had limit of 48000 INT in 2003 is showing total outstanding as 18,00,000 Lakhs now!! 🙁 But written off amount is 50,000

Please advise what do I need to do with these 3 written off cards!! They were written off in Nov 2014.

Having said the above, I currently have no loans since last 4 years and I use 4 credit cards for which I pay very regularly.

Please advise!