Will existing diseases be covered for Elders after medical tests?

POSTED BY raju ON June 28, 2011 11:00 am COMMENTS (6)

Hi All,

I am planning to take Helath insurance for my parents?

Recently I got to know that from a Health Insurance customer care that ,if any diseases found after medicals tests for elders,the will not be covered under Helath insurnce sum assured.

Is it same for all health insurrance compamnies?

Under what conditions, existing diseases  will be covered for Elders?

Pls help with your answers.

 

Regards,

Raju

6 replies on this article “Will existing diseases be covered for Elders after medical tests?”

  1. raju says:

    Hi All,

    finally I have taken helath policy.
    It is Oriental Happy Family.
    I felt it is good for my needs to cover my parents and me.

    Thanks,
    Raju

    1. Raju

      Great to hear that . You have taken actions and moved ahead 🙂 . Great !

  2. Jagadees says:

    @Raju

    Some insurance companies covers Pre-existing conditions covered after two/four consecutive renewals with the company. One such policy which i know is Oriental insurance-Happy Family Floater policy. you can go through this link to know more – http://www.medimanage.com/my-health-insurance/more-articles/oriental-happy-family-floater-for-the-happy-family.aspx

    Regards
    Jagadees

  3. raju says:

    What I mean elders, above 50.

    1. Yes , then my comment applies them , health insurance is someting you need to plan well in advance . not in case of emergencies of problem arises!

      Manish

  4. raju

    What do you mean by elders here ? Is it senior citizens ?

    If you are reffereing to very old citizens , then yes , all the preexisting desieases are not included , thats very valid thing from business point of view

    Manish

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