Will bank process my home loan if I have NH status in Cibil report ?

POSTED BY ausswe ON May 2, 2014 2:53 pm ONE COMMENT

Hi,

I have applied for a home loan of 2500000 from HDFC. However my cibil record shows as NH. I have taken loans in the past almost 4-5 years ago, I did default some of the payments and one with one credit card, I had to go for settlement. All this was almost 3 years ago. Now I have not taken any fresh loans in the past 5 years. Now I am worried whether the bank will process my Home loan or not. Please advise.

One reply on this article “Will bank process my home loan if I have NH status in Cibil report ?”

  1. ashalanshu says:

    Dear Ausswe, let HDFC decide. In all probability you SHOULD not get loan.

    Thanks

    Ashal

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