POSTED BY January 20, 2014 1:23 pm COMMENTS (3)
ONI am want to take a ICICI credit card against FD , if I go to bank and tell my name , dob, pan , will they immediately catch my old data ,will they ask me to pay old dues. Or the Old data will be stays only in the particular branch where I was defaulted? Please suggest me.
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Haha Ashal, I like it 🙂
Dear Ramesh, if your primary AIM is to escape away from prev. dues with out paying a any single penny, please change your name, DOB and procure new PAN. 🙂
Thanks
Ashal
Hi Ramesh,
In the internet era it is very easy to trace your previous doings. All banks are having centralized systems to handle banking and hence details can be traced from any branch. Not even that they will be able to track your payment history from other Banks as well through CBIL. It is better to pay the dues, so that your credit history will also be cleared, else you may face issue in future for getting loans.
Thanks
Sibin