Will bank catch me based on my data for old credit card default ?

POSTED BY rameshdilro ON January 20, 2014 1:23 pm COMMENTS (3)

I am want to take a ICICI credit card against FD , if I go to bank and tell my name , dob, pan , will they immediately catch my old data ,will they ask me to pay old dues. Or the Old data will be stays only in the particular branch where I was defaulted? Please suggest me.

3 replies on this article “Will bank catch me based on my data for old credit card default ?”

  1. Sibin says:

    Haha Ashal, I like it 🙂

  2. ashalanshu says:

    Dear Ramesh, if your primary AIM is to escape away from prev. dues with out paying a any single penny, please change your name, DOB and procure new PAN. 🙂

    Thanks

    Ashal

  3. Sibin says:

    Hi Ramesh,
    In the internet era it is very easy to trace your previous doings. All banks are having centralized systems to handle banking and hence details can be traced from any branch. Not even that they will be able to track your payment history from other Banks as well through CBIL. It is better to pay the dues, so that your credit history will also be cleared, else you may face issue in future for getting loans.

    Thanks
    Sibin

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