12 replies on this article “Want to check if my investments are correct financially”

1. ashalanshu says:

   October 3, 2013 at 11:38 am

   Dear Sandeep, thanks for the suggestion. my approach is to educate the reader by keep questioing. I do not like to spoonfeed. I like that you are running on your own legs, feeding yourself with your own hands. Am I wrong in this approach?

   Please try to read my cross questions with a calm mind and you ‘ll notice that I was trying to convey the point that you are under insured. Whole discussion was centered around it.

   If you do not like it. So be it. I can only say SORRY that I was not upto the mark as per your own thinking. Hope my sorry is ok with you. 🙂

   thanks

   Ashal

   Reply
2. msandeep09 says:

   October 3, 2013 at 10:28 am

   Sir,

   I think you could have answered this question more wisely once you received by 2nd e mail, but you puzzled me more rather then answering my queries.

   Pls change your attitude.

   Reply
3. ashalanshu says:

   October 3, 2013 at 8:40 am

   Dear Sandeep, as you need a direct spoonfeed answer, here is one. You do not care and love your family. You are heavily under insured. In case of your death, all these plans may not provide more than 2-3Y of income that you are earning now. How your family ‘ll survive after that, you need to answer this.

   In simple words, you were trapped by your agent. if you want to corect your mistake, please purchase a term plan of at least 400 times of your mly expenses. or 12-15 times of your yly income.

   thanks

   Ashal

   Reply
4. msandeep09 says:

   October 2, 2013 at 8:23 am

   Sir,

   I would request you not to go round and round and if possible please answer my question and if you have a valid solution then provide it to me.

   Regards

   Sandeep

   Reply
5. ashalanshu says:

   October 1, 2013 at 11:44 pm

   Dear Sandeep, W’d you purchase an umbrella which barely covers your head or the one , which covers your whole body on a rainy day?

   thanks

   Ashal

   Reply
6. msandeep09 says:

   October 1, 2013 at 10:37 pm

   nothing sir..

   Reply
7. ashalanshu says:

   October 1, 2013 at 8:14 pm

   Dear Sandeep, do you own a vehicle? If answer is yes, is it insured? if again your answer is yes, how much moneyback or maturity are you getting from your vehicle policy?

   Thanks

   Ashal

   Reply
8. bemoneyaware says:

   October 1, 2013 at 4:38 pm

   Have discussed the checklist for buying insurance in Checklist for buying insurance

   Reply
9. bemoneyaware says:

   October 1, 2013 at 4:37 pm

   Checklist for life insurance policy
   What you would like your life insurance policy to achieve?Pay the outstanding balance owing on a mortgage and other debts? Offset the loss of your income? For how long?
   How long will you need life insurance?
   Do you understand the plan? Market Linked or Traditional,Single Premium or Regular Premium and Amount, Premium Paying Term and Tenure of the plan ,Lock-in period and Surrender Charges,Exclusions

   Reply
10. msandeep09 says:

    October 1, 2013 at 12:55 pm

    Sir, if its good then I would be relaxed and if its a trap then , I would look back to you asking what need to be done.

    I am more concerned about the last 2 policies.

    Regards

    Sandeep

    Reply
    1. msandeep09 says:

       October 1, 2013 at 6:54 pm

       sir,
       I am eagerly waiting for your response.

       Regards

       Sandeep

       Reply
11. ashalanshu says:

    October 1, 2013 at 10:45 am

    Dear Sandeep, what w’d you do if we say, these are good and what w’d you do if we say your agent has trapped you?

    thanks

    Ashal

    Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.