Top Up Plan vs Full Health Insurance Plan – What is main difference ?

POSTED BY Gaurav ON August 6, 2014 6:35 pm NO COMMENTS

Hi All,

I work in IT sector and almost all companies have very good health insurance policies. I too have a cover of 5 lakh from my employer.

However, i would be turning 30 next year and wanted to cover me and my family from health related issues for which 5 lakh doesn’t seem to be an adequate amount.

My question is should i go for a top up plan or a traditional family floater plan? What are the advantages and disadvantages in both? A good advice in this regard would be appreciated.



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