POSTED BY March 24, 2012 3:44 pm COMMENTS (17)ON
I have to select between hdfc (online ) and kotak preferred for a term plan of 50 lacs . Now i am a most impressed by HDFC as a brand all these years purely for their service. Also hdfc stands 1st in pvt. sector in terms of claim settlement ratio.For Kotak , again its a decent brand with decent claim settlement ratio. Point is that premium for hdfc click 2 protect is 7135 and for kotak it is 8135. But in kotak its offline so i can expect a dedicated person for me from kotak which i think is important during claims process.
How do i decide between the two ?