POSTED BY July 6, 2012 5:49 pm ONE COMMENTON
I have taken a HDFC ULPP in 2006 and paid premium for 3 years (total investment of 90k). I have stopped the premium payment after 3 years. I have a small profit of 10k in the ULPP. Do I need to pay any tax if I surrender the ULPP? I am planning to open a PPF and close this. Is it advisable to continue with this plan (without paying premium or by paying premium) or surrender it?
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